Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Dungannon Ward. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Affordable Three- season Cottage with a 12 ft access to Stimears Lake! Looking for a cozy getaway without the waterfront price tag? Welcome to 118 Bay Lake Rd! This charming three-season cottage is situated on a year-round paved municipal rd and includes a 12 foot easement access to beautiful Stimears Lake, located just across the road. The cottage offers a warm and inviting layout featuring two bedrooms, a 3-piece bathroom, a functional kitchen with dining area, a comfortable living/sitting room, and a bright sunroom perfect for relaxing with your morning coffee or unwinding after a day on the lake. Outside, you'll enjoy exceptional privacy, a firepit area for evenings under the stars, two storage buildings for all your cottage toys and tools, plus the convenience of a private well and septic system. Whether you're looking for a family retreat, a peaceful escape from the city, or an affordable way to enjoy cottage life, this property offers excellent value and endless opportunities to create lasting memories. (Location of access is between ER #83 and #111) ( Buyers Lawyer should verify)
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This detached home located at 118 Bay Lake Road, Bancroft is currently for sale and has been available on SousaSells for 15 days. This property is listed at $299,000 with an estimated mortgage of $995* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 118 Bay Lake Road, Bancroft is in the Dungannon Ward neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Dungannon Ward, Bancroft.
First-time home buyers, professionals, or investors seeking value.
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The current listing price for 118 Bay Lake Road, Bancroft, ON in Dungannon Ward, Bancroft is $299,000.
This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.
118 Bay Lake Road, Bancroft, ON is a Detached (Bungalow) featuring a None basement.
Key property features include: Golf, Hospital, Wooded/Treed.
Interior highlights include: Water Heater Owned.
Yes, this property offers parking space for 6.0 vehicles (None).
Heating is provided via Electric and cooling via Window Unit(s).
Request a live agent video tour or get 3D virtual walkthrough access for 118 Bay Lake Road, Bancroft, ON .
Dungannon Ward, Bancroft
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 118 Bay Lake Road, Bancroft, ON K0L 1C0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bancroft.
About Purchasing a Home in Bancroft, ON
For a property listed at $299,000 in Bancroft, the legal minimum down payment is $14,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,960 for this transaction. As this listing is in Bancroft (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,960.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Dungannon Ward, Bancroft.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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