4 Maxwell Settlement Road, Bancroft, ON

$550,000
MLS#:X13526574
5 beds
4 baths
1500-2000 sqft
10.0 parking
Residential Freehold
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Added:Jul 5, 2026(55 days ago)
Updated:Jul 16, 2026(44 days ago)
Last Checked:5 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Bancroft Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 204.86 x 224 ft lot
  • Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability
  • Efficient forced air heating via propane

Description

Sitting on a generous 1.5+ acre corner lot, this expansive 3,596 sq. ft. brick bungalow offers a rare blend of space, versatility, and investment opportunity, all within minutes of the conveniences of Bancroft. Designed with flexibility in mind, the home has been divided into 3 separate units, creating options for multi-generational living or steady rental income. The main level features a spacious 3-bedroom, 1.5 bathroom apartment, complete with a bright open layout, generous principal rooms, and an ensuite in the primary bedroom. The majority of the lower level walkout is finished, offering two self-contained 1-bedroom, 1 bath apartments, along with shared storage and utility spaces. Each unit enjoys private access and natural light, enhancing both comfort and appeal. Outdoors, the property offers exceptional space for recreation, gardening, or entertaining. Decking overlooks the private yard, while the 775+ sq ft detached garage provides ample room for vehicles, hobbies, or workshop use. The attached double garage adds further convenience and storage. Whether you are seeking an income-generating investment, a property to offset your mortgage with rental income, or an estate property ready to be restored to a private family residence, this property delivers opportunity at every turn. Located on a municipally maintained road with easy access to shopping, schools, and amenities, this is a smart acquisition for those who value both lifestyle, convenience and long term potential. Discover the balance of space, privacy, and profit potential, just moments from the heart of Beautiful Bancroft.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 4 Maxwell Settlement Road, Bancroft is currently for sale and has been available on SousaSells for 55 days. This property is listed at $550,000 with an estimated mortgage of $1,831* per month. It has 5 beds, 4 bathrooms, and is 1500-2000 square feet. 4 Maxwell Settlement Road, Bancroft is in the Bancroft Ward neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Bancroft Ward, Bancroft.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Bancroft Ward, Bancroft.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
3
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 5, 2026 (55 days ago)
UpdatedJul 16, 2026 (44 days ago)
Last Checked5 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment, Separate Entrance
Lot Size204.86 × 224 Feet
CountyHastings
Annual Tax$5,635.75
Legal DescriptionPT LT 79 CON W OF HASTINGS RD FARADAY PT 1, 21R8678; S/T QR446369; BANCROFT; COUNTY OF HASTINGS. PIN#400790244. PCL 5-3 SEC M68; PT LT 5 PL M68 FARADAY PT 2 21R8678, PT 3 21R13334 S/T PT 2 21R13334 AS IN LT24909; BANCROFT; COUNTY OF HASTINGS. PIN#400790045

Parking & Garage

Parking Total10.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Golf
  • Hospital
  • Library
  • Place Of Worship
  • Rec./Commun.Centre
  • School Bus Route

Interior Features

  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4 Maxwell Settlement Road, Bancroft, ON

Q.What is the asking price for 4 Maxwell Settlement Road, Bancroft, ON ?

The current listing price for 4 Maxwell Settlement Road, Bancroft, ON in Bancroft Ward, Bancroft is $550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 4 Maxwell Settlement Road, Bancroft, ON ?

4 Maxwell Settlement Road, Bancroft, ON is a Detached (Bungalow) featuring a Apartment, Separate Entrance basement.

Q.What key property features does 4 Maxwell Settlement Road, Bancroft, ON offer?

Key property features include: Golf, Hospital, Library, Place Of Worship, Rec./Commun.Centre, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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4 Maxwell Settlement Road, Bancroft, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Bancroft Ward, Bancroft

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Maxwell Settlement Road, Bancroft, ON K0L 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bancroft.

Configure Loan Settings

Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $385,000 over 30 years.
Purchase Price$550,000
Loan Amount$385,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in Bancroft, ON

For a property listed at $550,000 in Bancroft, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in Bancroft (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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Bancroft Ward, Bancroft Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bancroft Ward, Bancroft.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$565,629

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bancroft Ward, Bancroft

Elementary Schools

North Hastings
Public14 Monck Street, Bancroft, Ontario, K0L 1C0
4.1
Our Lady of Mercy
Public192 Bridge Street West, Bancroft, Ontario, K0L 1C0
8.3
Birds Creek
Public33 South Baptiste Lake Road, Bancroft, Ontario
4.3

Secondary Schools

North Hastings
Public14 Monck Street, Bancroft, Ontario, K0L 1C0
3.5

Bancroft Ward, Bancroft Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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