109 James Street, Bonfield, ON

$179,900
MLS#:X13706418
2 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Added:Aug 24, 2026(5 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 1 Storey/Apt detached located in the coveted neighborhood of Bonfield. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $179,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 79.86 x 123.42 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • Efficient forced air heating via electric

Description

Looking for an affordable home with plenty of potential? At this low price, this could be a great opportunity for a first-time buyer, someone looking to downsize, or a handy buyer ready to add their own finishing touches.This home offers 2 bedrooms plus a den, a large kitchen, and a spacious living room with patio doors leading to the patio deck, full basement with wood electric wood furnace.. The generous lot provides lots of outdoor space, and you're conveniently located close to beautiful Lake Nosbonsing.The home could use some updating and TLC, but that's reflected in the price - giving you the opportunity to improve it over time and make it your own. Bring your decorating ideas and a little TLC Offered. Why pay more? Drive a little to Bonfield and see how much your money can buy!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 109 James Street, Bonfield is currently for sale and has been available on SousaSells for 5 days. This property is listed at $179,900 with an estimated mortgage of $599* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 109 James Street, Bonfield is in the Bonfield neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Bonfield, Bonfield.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 24, 2026 (5 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 Storey/Apt
ConstructionAluminum Siding
BasementUnfinished
Lot Size79.86 × 123.42 Feet
CountyNipissing
Annual Tax$1,902.9
Legal DescriptionPLAN M18 BLK H PCL 991

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 109 James Street, Bonfield, ON

Q.What is the asking price for 109 James Street, Bonfield, ON ?

The current listing price for 109 James Street, Bonfield, ON in Bonfield, Bonfield is $179,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 109 James Street, Bonfield, ON ?

109 James Street, Bonfield, ON is a Detached (1 Storey/Apt) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

Virtual Tour & 3D Walkthrough

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Location

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109 James Street, Bonfield, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Bonfield, Bonfield

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 James Street, Bonfield, ON P0H 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bonfield.

Configure Loan Settings

Interest Rate4.00%
Down Payment$53,970 (30.0%)
* Minimum Canadian down payment required for this price is $8,995.
Amortization Period30 Years
Estimated Monthly Payment$599Based on a loan of $125,930 over 30 years.
Purchase Price$179,900
Loan Amount$125,930
Provincial Land Transfer Tax:$1,524
Total Estimated Closing Taxes:$1,524

About Purchasing a Home in Bonfield, ON

For a property listed at $179,900 in Bonfield, the legal minimum down payment is $8,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,524 for this transaction. As this listing is in Bonfield (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,524.

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Bonfield, Bonfield Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bonfield, Bonfield.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$587,187

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bonfield, Bonfield

Elementary Schools

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Secondary Schools

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Bonfield, Bonfield Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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