184 Kettle Creek Drive, Central Elgin, ON

$1,244,000
MLS#:X12852808
4 beds
3 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Added:Mar 6, 2026(176 days ago)
Updated:Jul 22, 2026(38 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,244,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 21.97 x 35.89 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 184 Kettle Creek Drive, a spectacular, nearly-new bungalow nestled in the charming community of Belmont, offering the perfect blend of small town tranquility and quick access to London and Highway 401. This exceptional 3+1 bedroom, 2+1 bathroom home boasts a beautifully designed, open-concept main floor highlighted by a cozy natural gas fireplace and a convenient main floor primary suite. The striking brick exterior is complemented by a highly sought after 3-car attached garage and a sprawling private driveway with ample parking. Downstairs, the large, partially finished basement provides incredible bonus space to suit your family's needs and room to grow. Eco-conscious buyers will love the innovative rainwater collection tank, perfect for maintaining your lawn and washing vehicles along with modern upgrades like an ERV system, central air, and a water softener. Situated on a generous lot in a family friendly neighborhood, this move in ready gem is an absolute must see!

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Property Summary

This detached home located at 184 Kettle Creek Drive, Central Elgin is currently for sale and has been available on SousaSells for 176 days. This property is listed at $1,244,000 with an estimated mortgage of $4,141* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 184 Kettle Creek Drive, Central Elgin is in the Belmont neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Belmont, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Belmont, Central Elgin.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMar 6, 2026 (176 days ago)
UpdatedJul 22, 2026 (38 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size21.97 × 35.89 Metres
CountyElgin
Annual Tax$7,273
Legal DescriptionLOT 21, PLAN 33M737; MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Central Vacuum
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 184 Kettle Creek Drive, Central Elgin, ON

Q.What is the asking price for 184 Kettle Creek Drive, Central Elgin, ON ?

The current listing price for 184 Kettle Creek Drive, Central Elgin, ON in Belmont, Central Elgin is $1,244,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 184 Kettle Creek Drive, Central Elgin, ON ?

184 Kettle Creek Drive, Central Elgin, ON is a Detached (Bungalow) featuring a Full, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, Primary Bedroom - Main Floor, Sump Pump, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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184 Kettle Creek Drive, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Belmont, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 184 Kettle Creek Drive, Central Elgin, ON N0L 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$373,200 (30.0%)
* Minimum Canadian down payment required for this price is $248,800.
Amortization Period30 Years
Estimated Monthly Payment$4,141Based on a loan of $870,800 over 30 years.
Purchase Price$1,244,000
Loan Amount$870,800
Provincial Land Transfer Tax:$21,355
Total Estimated Closing Taxes:$21,355

About Purchasing a Home in Central Elgin, ON

For a property listed at $1,244,000 in Central Elgin, the legal minimum down payment is $248,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,355 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,355.

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Belmont, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belmont, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$709,760

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Belmont, Central Elgin

Elementary Schools

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Secondary Schools

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Belmont, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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