254 Kettle Creek Drive, Central Elgin, ON

$699,000
MLS#:X13543084
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Added:Jul 8, 2026(52 days ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 53.66 x 125.34 ft lot
  • Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

QUIET VILLAGE OF BELMONT...EMPTY NESTERS, YOUNG FAMILIES LOOK HERE... NICE BRICK BUNGALOW 3+1 bedrooms, with attached double car garage on a mature street. Lots of driveway and street parking too. Within walking distance to new public school (coming soon). Our lovely home features master bedroom with ensuite, privileges, and 2 other bedrooms with laminate flooring. Nice size eat in kitchen and inviting great room, vaulted ceilings maple floors and gas fireplace. Large bay window brings in lots of natural light(New window and semi circle have been replaced by Seller August 2026), and sky light in foyer. Patio doors off kitchen open to very private fenced in yard with park like setting, deck, pagoda & sunroom. Lower level features large windows, fourth bedroom, large recreation room , 3 pc bath and kitchenette with washer/dryer. Access to lower level from garage to utility room/good size space for workshop or storage in lower level. Potential set up for family member, or rent out lower for added income. Gas hook up for barbecue makes entertaining easy. Close to 401, minutes to London, St. Thomas, hospitals, 10 minutes to Wellington Rd, Costco. Updates include: shingles replaced 2015, furnace 2023, air conditioner 2024, all eves throughs have leaf gutters with life time warranty, sump pump replaced 2023, washer/dryer hook up in 3rd bedroom on main very convenient, generator hook up. This well cared for home is waiting for your finishing touches. Closing date flexible. * NOTE 4 rooms have been virtually staged.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 254 Kettle Creek Drive, Central Elgin is currently for sale and has been available on SousaSells for 52 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 254 Kettle Creek Drive, Central Elgin is in the Belmont neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Belmont, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Belmont, Central Elgin.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 8, 2026 (52 days ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment
Lot Size53.66 × 125.34 Feet
CountyElgin
Annual Tax$4,848
Legal DescriptionLOT 150, PLAN 33M-292; VILLAGE OF BELMONT, MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Library
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Interior Features

  • Accessory Apartment
  • Auto Garage Door Remote
  • In-Law Capability
  • In-Law Suite
  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 254 Kettle Creek Drive, Central Elgin, ON

Q.What is the asking price for 254 Kettle Creek Drive, Central Elgin, ON ?

The current listing price for 254 Kettle Creek Drive, Central Elgin, ON in Belmont, Central Elgin is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 254 Kettle Creek Drive, Central Elgin, ON ?

254 Kettle Creek Drive, Central Elgin, ON is a Detached (Bungalow) featuring a Apartment basement.

Q.What key property features does 254 Kettle Creek Drive, Central Elgin, ON offer?

Key property features include: Fenced Yard, Library, Park, Place Of Worship, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Auto Garage Door Remote, In-Law Capability, In-Law Suite, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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254 Kettle Creek Drive, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Belmont, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 254 Kettle Creek Drive, Central Elgin, ON N0L 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Central Elgin, ON

For a property listed at $699,000 in Central Elgin, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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Belmont, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belmont, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$709,760

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Belmont, Central Elgin

Elementary Schools

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Secondary Schools

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Belmont, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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