280 Charlotte Street, Central Elgin, ON

$565,000
MLS#:X13558082
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Added:Jul 13, 2026(47 days ago)
Updated:Aug 27, 2026(2 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $565,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 44 x 132.74 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater, Storage, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your perfect home or getaway in the beautiful village of Port Stanley! This well-maintained, year-round brick home offers the ideal blend of comfort, convenience, and coastal charm. Featuring 3 spacious bedrooms and 2 full washrooms, this inviting home provides plenty of space for families, retirees, or those looking for a relaxing lakeside retreat. Step outside to enjoy your private, fully fenced backyard-perfect for entertaining, gardening, or simply unwinding in your own peaceful outdoor oasis. Location is everything, and this property truly delivers. Situated just steps from Little Beach and only a short walk to Port Stanley's Main Beach, you'll have easy access to one of Ontario's most beloved beach communities. Stroll to the village's charming boutiques, local shops, and inviting restaurants, or pick up your everyday essentials at Foodland, conveniently located just down the road. Whether you're searching for a full-time residence, a weekend escape, or an investment opportunity, this exceptional property offers the best of lakeside living in one of Southwestern Ontario's most desirable communities. Don't miss your chance to own a piece of Port Stanley-where every day feels like a vacation!

Upcoming Open Houses

Saturday, August 29, 20262:00 PM - 4:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 280 Charlotte Street, Central Elgin is currently for sale and has been available on SousaSells for 47 days. This property is listed at $565,000 with an estimated mortgage of $1,881* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 280 Charlotte Street, Central Elgin is in the Port Stanley neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Port Stanley, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Central Elgin.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 13, 2026 (47 days ago)
UpdatedAug 27, 2026 (2 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size44 Ă— 132.74 Feet
CountyElgin
Annual Tax$3,569
Legal DescriptionPART OF LOTS 8 & 9 W/S FRANCES ST PLAN 49 PORT STANLEY DESIGNATED AS PART 1, 11R1331; CENTRAL ELGIN

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater
  • Storage
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 280 Charlotte Street, Central Elgin, ON

Q.What is the asking price for 280 Charlotte Street, Central Elgin, ON ?

The current listing price for 280 Charlotte Street, Central Elgin, ON in Port Stanley, Central Elgin is $565,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 280 Charlotte Street, Central Elgin, ON ?

280 Charlotte Street, Central Elgin, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater, Storage, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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280 Charlotte Street, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Port Stanley, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 280 Charlotte Street, Central Elgin, ON N5L 1A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$169,500 (30.0%)
* Minimum Canadian down payment required for this price is $31,500.
Amortization Period30 Years
Estimated Monthly Payment$1,881Based on a loan of $395,500 over 30 years.
Purchase Price$565,000
Loan Amount$395,500
Provincial Land Transfer Tax:$7,775
Total Estimated Closing Taxes:$7,775

About Purchasing a Home in Central Elgin, ON

For a property listed at $565,000 in Central Elgin, the legal minimum down payment is $31,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,775 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,775.

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Port Stanley, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Stanley, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$979,501

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Port Stanley, Central Elgin

Elementary Schools

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Secondary Schools

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Port Stanley, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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