109 Courtney Street, Centre Wellington, ON

$499,000
MLS#:X13712772
3 beds
4 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Added:Aug 26, 2026(3 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 29.53 x 114.91 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Countertop Range, Sauna, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to a home where space, comfort, and thoughtful upgrades come together. This beautifully maintained 3 bedroom, 4 bathroom home features 9-foot ceilings on the main floor and a bright, open-concept kitchen, dining, and living area designed for everyday living and entertaining. Walk out from the dining room to the meticulously cared-for, fully fenced backyard, where peaceful cornfield views create a private backdrop and the outdoor space is ready for entertaining. An additional 120 sq. ft. of valuable finished living space off the garage, completed to code, adds even more versatility to the home. Upstairs, you'll find three generously sized bedrooms, including an impressive 13'6" x 14' primary bedroom complete with a walk-in closet and private 3-piece ensuite. The fully finished basement doesn't feel like a basement, thanks to large egress windows that fill the space with natural light, 7'6" rec room ceilings and swivel pot lights. Outside, a custom-built shed with a built-in wood-heated sauna adds a truly unique touch to an already exceptional backyard. From top to bottom, inside and out, nothing has been overlooked in this home-simply move in and enjoy.

Upcoming Open Houses

Saturday, August 29, 202612:00 PM - 2:00 PMPublic
Sunday, August 30, 202610:00 AM - 12:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 109 Courtney Street, Centre Wellington is currently for sale and has been available on SousaSells for 3 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 3 beds, 4 bathrooms, and is 1100-1500 square feet. 109 Courtney Street, Centre Wellington is in the Fergus neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Fergus, Centre Wellington.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (3 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size29.53 × 114.91 Feet
CountyWellington
Annual Tax$4,207
Legal DescriptionPART OF LOT 20, PLAN 61M209; PART 41, PLAN 61R20824 SUBJECT TO AN EASEMENT FOR ENTRY AS IN WC529920 TOWNSHIP OF CENTRE WELLINGTON

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Countertop Range
  • Sauna
  • Storage
  • Water Heater
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 109 Courtney Street, Centre Wellington, ON

Q.What is the asking price for 109 Courtney Street, Centre Wellington, ON ?

The current listing price for 109 Courtney Street, Centre Wellington, ON in Fergus, Centre Wellington is $499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 109 Courtney Street, Centre Wellington, ON ?

109 Courtney Street, Centre Wellington, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Countertop Range, Sauna, Storage, Water Heater, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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109 Courtney Street, Centre Wellington, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fergus, Centre Wellington

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Courtney Street, Centre Wellington, ON N1M 0E3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Centre Wellington, ON

For a property listed at $499,000 in Centre Wellington, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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