109 Oswald Street, Champlain, ON

$475,000
MLS#:X13697292
5 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Added:Aug 20, 2026(9 days ago)
Updated:Aug 27, 2026(2 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Vankleek Hill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 100 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

**** OPEN HOUSE SUNDAY AUGUST 30TH 10:00AM-12:00PM. RENOVATED FAMILY HOME - VANKLEEK HILL! Welcome to 109 Oswald Street, a spacious and renovated home. The main floor features a bright and functional layout with 3 bedrooms and a full bathroom, while the finished lower level adds two bedrooms, additional living space and a convenient half bathroom and laundry-ideal for a growing family or those working from home. Comfort is ensured year-round with a natural gas furnace, central air conditioning and a new hot water tank. Step outside to a large backyard deck overlooking the backyard, offering plenty of room for entertaining and outdoor enjoyment. An 18-foot above-ground pool is also included and requires a new liner, providing great potential for future summer fun. Roof shingles replaced in 2021. Ideally located in the welcoming community of Vankleek Hill, close to schools, parks, walking trails, shopping and restaurants, with convenient access between Ottawa and Montreal. Move-in ready and offering plenty of living space inside and out!

Upcoming Open Houses

Sunday, August 30, 202610:00 AM - 12:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 109 Oswald Street, Champlain is currently for sale and has been available on SousaSells for 9 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 109 Oswald Street, Champlain is in the Vankleek Hill neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Vankleek Hill, Champlain.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Vankleek Hill, Champlain.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 20, 2026 (9 days ago)
UpdatedAug 27, 2026 (2 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished, Full
Lot Size60 Ă— 100 Feet
CountyPrescott and Russell
Annual Tax$3,351.76
Legal DescriptionPCL 67-1 SEC M29; LT 67 PL M29; CHAMPLAIN

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 109 Oswald Street, Champlain, ON

Q.What is the asking price for 109 Oswald Street, Champlain, ON ?

The current listing price for 109 Oswald Street, Champlain, ON in Vankleek Hill, Champlain is $475,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 109 Oswald Street, Champlain, ON ?

109 Oswald Street, Champlain, ON is a Detached (Bungalow-Raised) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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109 Oswald Street, Champlain, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Vankleek Hill, Champlain

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Oswald Street, Champlain, ON K0B 1R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Champlain.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,500 over 30 years.
Purchase Price$475,000
Loan Amount$332,500
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in Champlain, ON

For a property listed at $475,000 in Champlain, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in Champlain (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

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Vankleek Hill, Champlain Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Vankleek Hill, Champlain.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$558,211

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Vankleek Hill, Champlain

Elementary Schools

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Secondary Schools

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Vankleek Hill, Champlain Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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