120 University Avenue, Unit 903, Cobourg, ON

$749,000
MLS#:X13207644
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3 beds
3 baths
1600-1799 sqft
2.0 parking
Residential Condo & Other
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This property was sold on August 24, 2026. This listing is for reference purposes only. to view the sold price.

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Added:May 28, 2026(93 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungaloft condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1600-1799 sqft
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, ERV/HRV, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Ryerson Commons, a centrally located and coveted condo enclave. Live the best of both worlds; enjoy the convenience of condo living without compromising on space, outdoor living and an attached garage. Tastefully upgraded, the main floor features a formal den/office space, powder room, a beautifully appointed kitchen/living room area. The south facing living room with soaring ceilings walks out on to your private, fenced patio that extends your living space. Currently being used as a formal dining room, the primary bedroom with ensuite and walk-in closet is ideal for those looking for true one level living. Laundry on the main floor is a welcome plus. Upstairs, a bonus living/rec room and second bedroom/ensuite with walk in closet. The basement provides a plethora of options- unfinished and perfect for hobbyists and storage. Upgrades since 2023 include: luxury vinyl flooring upstairs, 3 new toilets, quartz counter tops in kitchen, custom cabinetry in the powder room, and new a Fisher Paykel fridge, induction stove, dishwasher and washer/dryer, in addition to some plantings in back patio, including 2 cedar trees. Let the snow, maintenance, and garbage be taken care of- seize this fabulous home ownership opportunity in this quiet nook walking distance to the Cobourg beach, heritage downtown, groceries, and much, much more.

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Property Summary

This townhouse located at 120 University Avenue, Cobourg is currently for sale and has been available on SousaSells for 93 days. This property is listed at $749,000 with an estimated mortgage of $2,493* per month. It has 3 beds, 3 bathrooms, and is 1600-1799 square feet. 120 University Avenue, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1600-1799 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1600-1799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedMay 28, 2026 (93 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungaloft
ConstructionBrick, Stucco (Plaster)
BasementFull, Unfinished
CountyNorthumberland
Annual Tax$6,259

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Beach
  • Fenced Yard
  • Hospital
  • Marina
  • Rec./Commun.Centre

Interior Features

  • Auto Garage Door Remote
  • ERV/HRV
  • Primary Bedroom - Main Floor
  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 120 University Avenue, Unit 903, Cobourg, ON

Q.What is the asking price for 120 University Avenue, Unit 903, Cobourg, ON ?

The current listing price for 120 University Avenue, Unit 903, Cobourg, ON in Cobourg, Cobourg is $749,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1600-1799 sqft.

Q.What property type and architectural style is 120 University Avenue, Unit 903, Cobourg, ON ?

120 University Avenue, Unit 903, Cobourg, ON is a Condo Townhouse (Bungaloft) featuring a Full, Unfinished basement.

Q.What key property features does 120 University Avenue, Unit 903, Cobourg, ON offer?

Key property features include: Arts Centre, Beach, Fenced Yard, Hospital, Marina, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, ERV/HRV, Primary Bedroom - Main Floor, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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120 University Avenue, Unit 903, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 120 University Avenue E 903, Cobourg, ON K9A 0A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$224,700 (30.0%)
* Minimum Canadian down payment required for this price is $49,900.
Amortization Period30 Years
Estimated Monthly Payment$2,493Based on a loan of $524,300 over 30 years.
Purchase Price$749,000
Loan Amount$524,300
Provincial Land Transfer Tax:$11,455
Total Estimated Closing Taxes:$11,455

About Purchasing a Home in Cobourg, ON

For a property listed at $749,000 in Cobourg, the legal minimum down payment is $49,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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