1240 Alder Road, Cobourg, ON

$1,295,000
MLS#:X13487362
4 beds
4 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Added:Jun 25, 2026(65 days ago)
Updated:Aug 5, 2026(24 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,295,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 68.7 x 138.88 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Central Vacuum, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

The exceptional curb appeal and meticulously landscaped grounds are just the beginning of what makes 1240 Alder Rd truly remarkable. Nestled on a picturesque ravine lot in a sought-after neighbourhood, this custom-built executive home offers an impressive blend of elegance, comfort, and thoughtful design. Step through the covered front porch into a stunning foyer, where a crystal chandelier, large-format porcelain tile, and rich hardwood flooring create an immediate sense of sophistication. The open-concept main floor is designed for both entertaining and everyday living. The custom kitchen features a large eat-in island, premium countertops, and a striking tile backsplash, flowing seamlessly into the formal dining area and sun-filled living room with a floor-to-ceiling stone feature wall and gas fireplace. A walkout from the kitchen leads to a composite deck with a beautiful sunroom overlooking the ravine, a dedicated BBQ area with natural gas hookup, and a second walkout from the main-floor primary suite. This private retreat features a spa-inspired 5-piece ensuite with custom tile, heated floors, walk-in shower, and soaker tub. A powder room and interior access to the attached two-car garage complete the main level. Upstairs, you'll find a 2nd primary suite with its own well-appointed 5-piece ensuite, a 3rd bedroom that could also be well suited for an executive home office, and a conveniently located laundry closet. The fully finished walkout basement offers high ceilings, large windows, and access to a lower composite deck with a Beachcomber hot tub. This level also includes a spacious 4th bedroom, a 3-piece bathroom, a generous recreation room with a Napoleon gas fireplace, and a second laundry rough-in in the utility room. The beautifully landscaped two-tiered ravine lot truly sets this property apart. A staircase leads to a peaceful lower-level featuring a meandering creek, mature gardens, and a garden shed, creating a private backyard oasis to enjoy.

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Property Summary

This detached home located at 1240 Alder Road, Cobourg is currently for sale and has been available on SousaSells for 65 days. This property is listed at $1,295,000 with an estimated mortgage of $4,311* per month. It has 4 beds, 4 bathrooms, and is 2000-2500 square feet. 1240 Alder Road, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 25, 2026 (65 days ago)
UpdatedAug 5, 2026 (24 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementFinished with Walk-Out
Lot Size68.7 Ă— 138.88 Feet
CountyNorthumberland
Annual Tax$8,970.66
Legal DescriptionLOT 67,PLAN 39M853, COBOURG.

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Central Vacuum
  • ERV/HRV

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1240 Alder Road, Cobourg, ON

Q.What is the asking price for 1240 Alder Road, Cobourg, ON ?

The current listing price for 1240 Alder Road, Cobourg, ON in Cobourg, Cobourg is $1,295,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 1240 Alder Road, Cobourg, ON ?

1240 Alder Road, Cobourg, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Central Vacuum, ERV/HRV.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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1240 Alder Road, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1240 Alder Road, Cobourg, ON K9A 5W5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$388,500 (30.0%)
* Minimum Canadian down payment required for this price is $259,000.
Amortization Period30 Years
Estimated Monthly Payment$4,311Based on a loan of $906,500 over 30 years.
Purchase Price$1,295,000
Loan Amount$906,500
Provincial Land Transfer Tax:$22,375
Total Estimated Closing Taxes:$22,375

About Purchasing a Home in Cobourg, ON

For a property listed at $1,295,000 in Cobourg, the legal minimum down payment is $259,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,375 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,375.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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