145 Third Street, Unit 212, Cobourg, ON

$479,000
MLS#:X13706562
1 beds
2 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Added:Aug 24, 2026(5 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:10 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $479,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 2 Bathrooms
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Harbour Walk Condominiums, ideally located in Cobourg's stunning Marina and waterfront. This immaculate 1-bedroom, 2-bathroom condo offers an inviting open-concept layout with premium laminate flooring and plenty of space for comfortable everyday living. The kitchen features quartz countertops and a convenient breakfast bar, while the private balcony offers a great place to enjoy the outdoors. The spacious primary bedroom includes a walk-through closet and private ensuite, providing both comfort and convenience. An additional full bathroom and one underground parking space complete the unit. Set within a very well-maintained building and just steps from Cobourg's historic downtown, marina, beach, restaurants, shops, and everyday amenities, this is an ideal opportunity to enjoy low-maintenance living in one of the town's most sought-after locations.

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Property Summary

This condo apartment located at 145 Third Street, Cobourg is currently for sale and has been available on SousaSells for 5 days. This property is listed at $479,000 with an estimated mortgage of $1,594* per month. It has 1 bed, 2 bathrooms, and is 800-899 square feet. 145 Third Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •1 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •800-899 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
2
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
AddedAug 24, 2026 (5 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Vinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$4,219.32

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Hospital
  • Library
  • Marina
  • Park
  • Place Of Worship

Interior Features

  • Carpet Free

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 145 Third Street, Unit 212, Cobourg, ON

Q.What is the asking price for 145 Third Street, Unit 212, Cobourg, ON ?

The current listing price for 145 Third Street, Unit 212, Cobourg, ON in Cobourg, Cobourg is $479,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 2 bathrooms across approximately 800-899 sqft.

Q.What property type and architectural style is 145 Third Street, Unit 212, Cobourg, ON ?

145 Third Street, Unit 212, Cobourg, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 145 Third Street, Unit 212, Cobourg, ON offer?

Key property features include: Beach, Hospital, Library, Marina, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.What security features are installed at 145 Third Street, Unit 212, Cobourg, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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145 Third Street, Unit 212, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 Third Street 212, Cobourg, ON K9A 5X1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$143,700 (30.0%)
* Minimum Canadian down payment required for this price is $23,950.
Amortization Period30 Years
Estimated Monthly Payment$1,594Based on a loan of $335,300 over 30 years.
Purchase Price$479,000
Loan Amount$335,300
Provincial Land Transfer Tax:$6,055
Total Estimated Closing Taxes:$6,055

About Purchasing a Home in Cobourg, ON

For a property listed at $479,000 in Cobourg, the legal minimum down payment is $23,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,055 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,055.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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