435 Orchard Avenue, Unit E, Cobourg, ON

$645,500
MLS#:X13488598
2 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Added:Jun 25, 2026(65 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $645,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 29.17 x 115.81 ft lot
  • Features a unfinished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, ERV/HRV, Rough-In Bath
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully designed 1,584 sq. ft. freehold, bungalow loft townhome offering the perfect blend of comfort, style, and low-maintenance living. Featuring 2 spacious bedrooms, 2.5 bathrooms, and an open-concept main floor ideal for entertaining, this Energy Star home is perfect for downsizers, professionals, or anyone seeking modern convenience. The versatile second-floor loft provides the ideal space for a media room, home office, or cozy retreat. Enjoy the convenience of a 2 car garage, all brick home all situated on a quiet street just minutes from the charming Town of Cobourg, shopping, dining, and amenities. A fantastic opportunity to enjoy quality living in a desirable location.

Upcoming Open Houses

Sunday, August 30, 20261:00 PM - 3:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This townhouse located at 435 Orchard Avenue, Cobourg is currently for sale and has been available on SousaSells for 65 days. This property is listed at $645,500 with an estimated mortgage of $2,149* per month. It has 2 beds, 3 bathrooms, and is 1500-2000 square feet. 435 Orchard Avenue, Cobourg is in the Cobourg neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 25, 2026 (65 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished, Walk-Out
Lot Size29.17 Ă— 115.81 Feet
CountyNorthumberland
Annual Tax$6,457.4
Legal DescriptionPART BLOCK 4, PLAN 39M947, PARTS 25 & 26, 39R14580 SUBJECT TO AN EASEMENT IN GROSS OVER PART 7 ON 39R14304 AS IN ND218907 TOGETHER WITH AN EASEMENT OVER PARTS 23, 24, 27, 28, 29, 30, 31, 32, 33 & 34, 39R14580 AS IN ND248755 SUBJECT TO AN EASEMENT OVER PARTS 25 & 26, 39R14580 IN FAVOUR OF PARTS 23, 24, 27, 28, 29, 30, 31, 32, 33 & 34, 39R14580 AS IN ND248755 TOWN OF COBOURG

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Hospital

Interior Features

  • Central Vacuum
  • ERV/HRV
  • Rough-In Bath
  • Sump Pump
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 435 Orchard Avenue, Unit E, Cobourg, ON

Q.What is the asking price for 435 Orchard Avenue, Unit E, Cobourg, ON ?

The current listing price for 435 Orchard Avenue, Unit E, Cobourg, ON in Cobourg, Cobourg is $645,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 435 Orchard Avenue, Unit E, Cobourg, ON ?

435 Orchard Avenue, Unit E, Cobourg, ON is a Att/Row/Townhouse (2-Storey) featuring a Unfinished, Walk-Out basement.

Q.What key property features does 435 Orchard Avenue, Unit E, Cobourg, ON offer?

Key property features include: Beach, Hospital.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, ERV/HRV, Rough-In Bath, Sump Pump, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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435 Orchard Avenue, Unit E, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 435 Orchard Avenue S E, Cobourg, ON K9A 3T7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$193,650 (30.0%)
* Minimum Canadian down payment required for this price is $39,550.
Amortization Period30 Years
Estimated Monthly Payment$2,149Based on a loan of $451,850 over 30 years.
Purchase Price$645,500
Loan Amount$451,850
Provincial Land Transfer Tax:$9,385
Total Estimated Closing Taxes:$9,385

About Purchasing a Home in Cobourg, ON

For a property listed at $645,500 in Cobourg, the legal minimum down payment is $39,550 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,385 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,385.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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