544 Maher Crescent, Cobourg, ON

$649,000
MLS#:X13532410
4 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Added:Jul 7, 2026(53 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:5 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 53.09 x 102.17 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater, Upgraded Insulation
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

There's a different pace of life waiting for you in Monk's Cove, and this beautifully reimagined bungalow puts you right in the heart of it.Tucked away on a quiet crescent and surrounded by lovely gardens, this 3-bedroom home feels like a private retreat, yet you're less than a 5-minute walk from the lake, where benches and viewing spots invite you to slow down and watch the water. Step inside to a freshly painted, open-concept main floor that's been thoughtfully reimagined for easy, modern living. Engineered wood floors run throughout, and bright windows fill the space with natural light all day long. The kitchen flows effortlessly into the dining and living areas, creating a warm, connected space that's ideal for hosting friends and family, complete with the convenience of main-floor laundry. The updated 4-piece bathroom rounds out the main level with a polished, move-in-ready feel.Making your way to the partially finished basement, you'll find two finished rooms, ideal as a guest room, home office, or cozy rec room, along with a separate side entrance that opens up even more possibilities, like in-law suite potential, or simply added living space.Outside, the partially fenced backyard is the kind of space you'll dream about all winter and live in all summer. Surrounded by lovely gardens, it's the perfect setting for warm-weather evenings, morning coffee outdoors, or letting the kids and dogs run freely in a space that's all their own. The carport adds everyday convenience, rounding out a property that's as practical as it is picturesque. You're also only moments from the heartbeat of Cobourg, keeping you close to the action that makes this community so vibrant. Enjoy the restaurants and shopping downtown, then make your way to Victoria Park or Cobourg Beach, where the views of Lake Ontario never get old.This is more than a house. It's a lifestyle. Small-town charm, and the comfort of home, all within walking distance. Welcome to 544 Maher Crescent.

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Property Summary

This detached home located at 544 Maher Crescent, Cobourg is currently for sale and has been available on SousaSells for 53 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 4 beds, 1 bathroom, and is 1100-1500 square feet. 544 Maher Crescent, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 7, 2026 (53 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked5 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size53.09 Ă— 102.17 Feet
CountyNorthumberland
Annual Tax$4,916.43
Legal DescriptionLT 18 PL 416 Cobourg

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeCarport

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Lake Access
  • Library
  • Park
  • Place Of Worship

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater
  • Upgraded Insulation

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 544 Maher Crescent, Cobourg, ON

Q.What is the asking price for 544 Maher Crescent, Cobourg, ON ?

The current listing price for 544 Maher Crescent, Cobourg, ON in Cobourg, Cobourg is $649,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 544 Maher Crescent, Cobourg, ON ?

544 Maher Crescent, Cobourg, ON is a Detached (Bungalow) featuring a Partially Finished basement.

Q.What key property features does 544 Maher Crescent, Cobourg, ON offer?

Key property features include: Lake Access, Library, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater, Upgraded Insulation.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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544 Maher Crescent, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 544 Maher Crescent, Cobourg, ON K9A 4S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,700 (30.0%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period30 Years
Estimated Monthly Payment$2,160Based on a loan of $454,300 over 30 years.
Purchase Price$649,000
Loan Amount$454,300
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Cobourg, ON

For a property listed at $649,000 in Cobourg, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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