645 Hayden Crescent, Cobourg, ON

$619,000
MLS#:X13647786
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4 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 25, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Aug 6, 2026(23 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $619,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 18.224 x 32.833 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 645 Hayden Crescent, a beautifully updated family home located in Cobourg's highly desirable west end, just minutes from Highway 401. Offering the perfect balance of small-town charm and modern convenience, this home is ideal for families, professionals working remotely, or those looking to trade the pace and expense of city living for a more relaxed and affordable lifestyle without sacrificing amenities.Situated in a friendly, family-oriented neighbourhood close to excellent schools, parks, shopping, and everyday conveniences, this charming 4-level side-split provides the space, flexibility, and comfort today's buyers are seeking. With 4 spacious bedrooms and 2 bathrooms, there's plenty of room to accommodate growing families, dedicated home offices, guest rooms, fitness spaces, or creative studios.Thoughtfully updated over the years, the home features professionally sanded and stained hardwood floors (2016), updated tile flooring (2017), and a beautifully renovated bathroom (2020) showcasing elegant, modern finishes. The refreshed kitchen serves as the heart of the home-bright, welcoming, and perfectly suited for everything from busy weekday mornings to relaxed evenings at home. For those embracing a work-from-home lifestyle, the versatile layout offers multiple options for quiet and productive workspaces while maintaining separation between work and family life. High-speed connectivity, generous room sizes, and a peaceful neighbourhood setting create an environment where you can truly enjoy the benefits of remote work. Located in one of Cobourg's most sought-after neighbourhoods, 645 Hayden Crescent presents a rare opportunity to enjoy more space, greater value, and an enhanced quality of life. Whether you're relocating from the city, seeking room to grow, or looking for a home that supports the flexibility of modern living, this is a place you'll be proud to call home.

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Property Summary

This detached home located at 645 Hayden Crescent, Cobourg is currently for sale and has been available on SousaSells for 23 days. This property is listed at $619,000 with an estimated mortgage of $2,060* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 645 Hayden Crescent, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedAug 6, 2026 (23 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick Front, Vinyl Siding
BasementPartially Finished
Lot Size18.224 × 32.833 Metres
CountyNorthumberland
Annual Tax$4,083
Legal DescriptionLt 11 Pl 343 Cobourg; S/T Cb35402 Town Of Cobourg

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Public Transit
  • School

Interior Features

  • Carpet Free
  • Water Heater

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 645 Hayden Crescent, Cobourg, ON

Q.What is the asking price for 645 Hayden Crescent, Cobourg, ON ?

The current listing price for 645 Hayden Crescent, Cobourg, ON in Cobourg, Cobourg is $619,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 645 Hayden Crescent, Cobourg, ON ?

645 Hayden Crescent, Cobourg, ON is a Detached (Sidesplit) featuring a Partially Finished basement.

Q.What key property features does 645 Hayden Crescent, Cobourg, ON offer?

Key property features include: Fenced Yard, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Water Heater.

Q.What security features are installed at 645 Hayden Crescent, Cobourg, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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645 Hayden Crescent, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 645 Hayden Crescent, Cobourg, ON K9A 2V4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$185,700 (30.0%)
* Minimum Canadian down payment required for this price is $36,900.
Amortization Period30 Years
Estimated Monthly Payment$2,060Based on a loan of $433,300 over 30 years.
Purchase Price$619,000
Loan Amount$433,300
Provincial Land Transfer Tax:$8,855
Total Estimated Closing Taxes:$8,855

About Purchasing a Home in Cobourg, ON

For a property listed at $619,000 in Cobourg, the legal minimum down payment is $36,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,855 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,855.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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