144 Centre Street, Deseronto, ON

$499,900
MLS#:X13550914
5 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Added:Jul 10, 2026(50 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 124 x 124 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free, ERV/HRV, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Perched on an elevated lot, overlooking this quaint town with the beautiful Bay of Quinte backdrop beyond, provides an exceptional sense of privacy @ 144 Centre Street. Ample parking in the triple wide driveway & hard surface walkway inviting you into this 5 bed, 2 bath family home offering something for everyone! Side & fanlight foyer window features allow an abundance of natural sunlight into the main floor living area. Custom railing with impressive woodwork detail into this modernized open space is sure to impress with a beautifully finished kitchen offering rich toned cabinetry to ceiling, glass & tiled backsplash & complimenting granite countertops. Gather around the massive detached entertaining island offering double sided cabinetry overlooking the spacious dining area, large enough to accommodate that harvest table & bright living space. 3 bedrooms on this main level nicely accommodates family living + a full bath & storage closets. Raised bungalows are admired for their energy efficient layout & brighter basement feature. The lower level is mostly finished & provides a large recreation room with pine wainscotting, corner gas fireplace, 2 generously sized bedrooms & beautifully finished 3 piece bath with great vanity storage & step in shower. The bright laundry room grants more cupboard space & ideal laundry sink. Amazing mechanicals here with 100 AMP panel and 60 AMP sub panel. HRV(2019), owned hot water heater & gas furnace(2026). Step out the back door to the elevated deck with gas BBQ hook up. Relax on the lower deck with shaded gazebo shelter. Enjoy evenings around the fire pit surrounded by large fenced yard. Grow your own veggies in the raised beds & indulge in the blackberry bush, cherry & apple fruit tree offerings. Deseronto offers a welcoming small town vibe within 10 minutes to Napanee, 30 minutes to Belleville or hop across the bay to popular Prince Edward County, known for their wineries, breweries, award winning beaches & culinary offerings.

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Property Summary

This detached home located at 144 Centre Street, Deseronto is currently for sale and has been available on SousaSells for 50 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 144 Centre Street, Deseronto is in the Deseronto (Town) neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Deseronto (Town), Deseronto.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Deseronto (Town), Deseronto.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 10, 2026 (50 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Full
Lot Size124 Ă— 124 Feet
CountyHastings
Annual Tax$3,299
Legal DescriptionPT LT 48 BLK H PL 301 AS IN QR642091; DESERONTO; COUNTY OF HASTINGS

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View
  • Fenced Yard
  • Park

Interior Features

  • Carpet Free
  • ERV/HRV
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 144 Centre Street, Deseronto, ON

Q.What is the asking price for 144 Centre Street, Deseronto, ON ?

The current listing price for 144 Centre Street, Deseronto, ON in Deseronto (Town), Deseronto is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 144 Centre Street, Deseronto, ON ?

144 Centre Street, Deseronto, ON is a Detached (Bungalow-Raised) featuring a Partially Finished, Full basement.

Q.What key property features does 144 Centre Street, Deseronto, ON offer?

Key property features include: Clear View, Fenced Yard, Park.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, ERV/HRV, Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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144 Centre Street, Deseronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Deseronto Town, Deseronto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 144 Centre Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Deseronto, ON

For a property listed at $499,900 in Deseronto, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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Deseronto (Town), Deseronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$435,939

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Deseronto (Town), Deseronto

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Deseronto (Town), Deseronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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