38 Main Street, Deseronto, ON

Expired - Members Only
MLS#:Members Only
3 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
Unavailable Listing

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Listing Status: Expired

This property listing is currently expired. Photos, price, description, and property details are reserved for free members.

Added:Mar 23, 2026(159 days ago)
Updated:Jun 24, 2026(66 days ago)
Last Checked:10 minutes ago

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Property Highlights

Welcome to this remarkable 1 Storey/Apt detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 78.38 x 343.32 ft lot
  • Features a walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Experience serene waterfront living in this inviting, open-concept bungalow with a bright walkout basement, nestled in a quiet area on the shores of the Bay of Quinte. Perfectly positioned in a private little cove ideal for boating and fishing, the property offers easy docking and approximately 190 feet of water frontage with stunning views. Gently sloping down to the water's edge, a charming storage shack awaits for all your waterfront gear and fishing essentials. The home features three spacious bedrooms and two and a half bathrooms. The main bathroom impresses with an oversized, walk-in tiled shower, while the primary suite boasts a luxurious tub overlooking the tranquil bay. The walkout basement adds versatility, offering a large storage area with a durable rubber floor, accessible from both a traditional man door and a convenient garage door-perfect for hobbies, storing equipment, or recreational needs. Outdoors, you'll find a heated, saltwater inground pool that creates a private oasis overlooking the water. The pool area is thoughtfully designed with exquisite stonework, extra paved areas for relaxing or entertaining, ample fenced-in space for added privacy, and a grassy section for pets or play. Nearby, an outback garage offers both a man door and a garage door, ample space for a vehicle, additional storage, and a dedicated pool pump room. Both front and backyards feature a full irrigation system, ensuring lush lawns with minimal effort. This property offers the ultimate blend of peaceful waterfront living and convenient access to town amenities, local shops, and the community arena-all just minutes away. Enjoy the tranquility and beauty of this stunning waterfront haven in a private, quiet cove-perfect for making memories on the water.

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Property Details & Specs Locked

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details Locked

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Additional Details

StatusExpired
AddedMar 23, 2026 (159 days ago)
UpdatedJun 24, 2026 (66 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details Locked

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Property Details

Property Sub-TypeDetached
Architectural Style1 Storey/Apt
ConstructionVinyl Siding, Stone
BasementWalk-Out
Lot Size78.38 × 343.32 Feet
CountyHastings
Annual Tax$6,100
Legal DescriptionPT BLK W, T PL 162 PT 1 - 3 21R10659, S/T & T/W QR193127 EXCEPT THE EASEMENT THEREIN RE: PT 2 21R479; TYENDINAGA ; COUNTY OF HASTINGS

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • Rec./Commun.Centre
  • School
  • Sloping
  • Waterfront

Interior Features

  • On Demand Water Heater
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 38 Main Street, Deseronto, ON

Q.What is the asking price for 38 Main Street, Deseronto, ON ?

The current listing price for 38 Main Street, Deseronto, ON in Deseronto (Town), Deseronto is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 38 Main Street, Deseronto, ON ?

38 Main Street, Deseronto, ON is a Detached (1 Storey/Apt) featuring a Walk-Out basement.

Q.What key property features does 38 Main Street, Deseronto, ON offer?

Key property features include: Park, Rec./Commun.Centre, School, Sloping, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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38 Main Street, Deseronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Deseronto (Town), Deseronto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

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Pricing & Value Insights

Data-driven valuation for 38 Main Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Deseronto, ON

For a property listed at $699,000 in Deseronto, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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Deseronto (Town), Deseronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$435,939

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Deseronto (Town), Deseronto

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Deseronto (Town), Deseronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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Details & description blurred for terminated/expired listing.

MLS#: Members Only
Terminated