431 Main Street, Deseronto, ON

$349,900
MLS#:X13233936
3 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Added:Jun 3, 2026(87 days ago)
Updated:Jul 7, 2026(53 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Deseronto (Town). Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $349,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 44.55 x 132.79 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: In-Law Capability
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Attention investors and handymen. This property offers incredible potential: a spacious three bedroom home plus a separate one bedroom in-law suite, perfect for extended family, grown kids, or additional income. Features include a covered front porch, a generous eat-in kitchen, main floor laundry, and views of the Bay of Quinte right in downtown Deseronto. Updates include a steel roof, a newer deck, and a newer furnace. Only 10 minutes to the 401 and Belleville. A fantastic opportunity to add value and create equity.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 431 Main Street, Deseronto is currently for sale and has been available on SousaSells for 87 days. This property is listed at $349,900 with an estimated mortgage of $1,165* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 431 Main Street, Deseronto is in the Deseronto (Town) neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Deseronto (Town), Deseronto.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Deseronto.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 3, 2026 (87 days ago)
UpdatedJul 7, 2026 (53 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementCrawl Space
Lot Size44.55 Ă— 132.79 Feet
CountyHastings
Annual Tax$2,915.32
Legal DescriptionPT LT 13 BLK C PL 162 AS IN QR614085; DESERONTO; COUNTY OF HASTINGS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

  • Lake/Pond
  • Place Of Worship
  • Rec./Commun.Centre

Interior Features

  • In-Law Capability

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 431 Main Street, Deseronto, ON

Q.What is the asking price for 431 Main Street, Deseronto, ON ?

The current listing price for 431 Main Street, Deseronto, ON in Deseronto (Town), Deseronto is $349,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 431 Main Street, Deseronto, ON ?

431 Main Street, Deseronto, ON is a Detached (2-Storey) featuring a Crawl Space basement.

Q.What key property features does 431 Main Street, Deseronto, ON offer?

Key property features include: Lake/Pond, Place Of Worship, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability.

Q.What security features are installed at 431 Main Street, Deseronto, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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431 Main Street, Deseronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Deseronto Town, Deseronto

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 431 Main Street, Deseronto, ON K0K 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Deseronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$104,970 (30.0%)
* Minimum Canadian down payment required for this price is $17,495.
Amortization Period30 Years
Estimated Monthly Payment$1,165Based on a loan of $244,930 over 30 years.
Purchase Price$349,900
Loan Amount$244,930
Provincial Land Transfer Tax:$3,724
Total Estimated Closing Taxes:$3,724

About Purchasing a Home in Deseronto, ON

For a property listed at $349,900 in Deseronto, the legal minimum down payment is $17,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,724 for this transaction. As this listing is in Deseronto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,724.

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Deseronto (Town), Deseronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Deseronto (Town), Deseronto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$435,939

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Deseronto (Town), Deseronto

Elementary Schools

Deseronto
Public385 Stanley Avenue, Deseronto, Ontario, K0K 1X0
4.5

Secondary Schools

No secondary schools data loaded.

Deseronto (Town), Deseronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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