126 Centre Street, Bluewater, ON

$469,900
MLS#:X13566368
4 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Added:Jul 15, 2026(45 days ago)
Updated:Aug 11, 2026(18 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Hay. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $469,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 120 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Contact the Listing agents to find out how you can get a rebate of 10% of the purchase price. Welcome to this well-maintained bungalow offering comfortable one-floor living, thoughtful updates, and a fully fenced backyard. Ideal for first-time buyers, young families, or those looking to downsize, this home offers a functional layout with inviting living spaces throughout.The bright living room features pot lighting and vinyl flooring that extends throughout the main level. A formal dining area filled with natural light flows into the kitchen, which offers refreshed cabinetry, a movable island, coffee bar, and a newer stove.The main floor includes three bedrooms and a beautifully renovated four-piece bathroom complete with a double vanity, new flooring, and a tiled tub surround.The lower level provides a spacious recreation room, laundry area with sink, and a separate rear entrance for added convenience.Outside, enjoy the back patio overlooking the fully fenced yard, along with an insulated shed featuring hydro and built-in shelving. A concrete driveway provides parking for up to four vehicles, while the front porch adds to the home's welcoming curb appeal.Additional highlights include a poured concrete foundation, 200-amp electrical service, owned hot water tank, and central air.Move-in ready and thoughtfully updated, this home offers the perfect blend of comfort, functionality, and value.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 126 Centre Street, Bluewater is currently for sale and has been available on SousaSells for 45 days. This property is listed at $469,900 with an estimated mortgage of $1,564* per month. It has 4 beds, 1 bathroom, and is 1100-1500 square feet. 126 Centre Street, Bluewater is in the Hay neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Hay, Bluewater.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Hay, Bluewater.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 15, 2026 (45 days ago)
UpdatedAug 11, 2026 (18 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Stone
BasementFinished
Lot Size66 × 120 Feet
CountyHuron
Annual Tax$2,321.15
Legal DescriptionLT 9 PL 527 HAY; MUNICIPALITY OF BLUEWATER

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • School Bus Route
  • Beach
  • School
  • Rec./Commun.Centre

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Storage

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 126 Centre Street, Bluewater, ON

Q.What is the asking price for 126 Centre Street, Bluewater, ON ?

The current listing price for 126 Centre Street, Bluewater, ON in Hay, Bluewater is $469,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 126 Centre Street, Bluewater, ON ?

126 Centre Street, Bluewater, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 126 Centre Street, Bluewater, ON offer?

Key property features include: Fenced Yard, School Bus Route, Beach, School, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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126 Centre Street, Bluewater, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Hay, Bluewater

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 126 Centre Street, Bluewater, ON N0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bluewater.

Configure Loan Settings

Interest Rate4.00%
Down Payment$140,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,495.
Amortization Period30 Years
Estimated Monthly Payment$1,564Based on a loan of $328,930 over 30 years.
Purchase Price$469,900
Loan Amount$328,930
Provincial Land Transfer Tax:$5,873
Total Estimated Closing Taxes:$5,873

About Purchasing a Home in Bluewater, ON

For a property listed at $469,900 in Bluewater, the legal minimum down payment is $23,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,873 for this transaction. As this listing is in Bluewater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,873.

Similar Listings in Hay, Bluewater

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Hay, Bluewater Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Hay, Bluewater.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$955,236

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Hay, Bluewater

Elementary Schools

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Secondary Schools

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Hay, Bluewater Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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