181 Union Street, Central Elgin, ON
Property no longer active
This property was sold on July 6, 2026. This listing is for reference purposes only. to view the sold price.
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Lock in binding written price protection before listing your property.*
*Conditions apply. Contact SousaSells.ca for more info.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 77.88 x 275.88 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Situated on a serviced lot of nearly half an acre, this property offers an opportunity for builders, investors, or buyers looking for their next project. Whether you're considering renovating the existing home or exploring future redevelopment possibilities, subject to any required approvals, this property offers plenty of potential. This 1-storey home includes 3 bedrooms on the second floor. The main level offers a living room, kitchen, 4-piece bathroom, and main-floor laundry. Additional features include covered front and rear porches, a fenced backyard, storage shed and an owned hot water tank. Offering plenty of potential at an affordable price, this is a great opportunity to secure a serviced property in the welcoming community of Belmont, with parks, schools, local amenities, and convenient access to London, St. Thomas, and Highway 401. Property is being sold "as is".
Evaluating your home's equity?
Lock in binding written price protection before listing your property.*
*Conditions apply. Contact SousaSells.ca for more info.
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Property Summary
This detached home located at 181 Union Street, Central Elgin is currently for sale and has been available on SousaSells for 64 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 1 bathroom, and is 1100-1500 square feet. 181 Union Street, Central Elgin is in the Belmont neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Belmont, Central Elgin.
- •4 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Belmont, Central Elgin.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Golf
- Fenced Yard
- Park
- Wooded/Treed
Interior Features
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 181 Union Street, Central Elgin, ON
Q.What is the asking price for 181 Union Street, Central Elgin, ON ?
The current listing price for 181 Union Street, Central Elgin, ON in Belmont, Central Elgin is $399,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 1 bathroom across approximately 1100-1500 sqft.
Q.What property type and architectural style is 181 Union Street, Central Elgin, ON ?
181 Union Street, Central Elgin, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.
Q.What key property features does 181 Union Street, Central Elgin, ON offer?
Key property features include: Golf, Fenced Yard, Park, Wooded/Treed.
Q.What interior features are included in this home?
Interior highlights include: Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
Virtual Tour & 3D Walkthrough
Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Belmont, Central Elgin
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 181 Union Street, Central Elgin, ON N0L 1B0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Central Elgin, ON
For a property listed at $399,900 in Central Elgin, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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