9820 BELMONT Road, Central Elgin, ON

$489,900
MLS#:X13570290
2 beds
2 baths
1100-1500 sqft
7.0 parking
Residential Freehold
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Added:Jul 16, 2026(44 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 100.75 x 250 ft lot
  • Features a none, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled on a beautifully landscaped 0.6-acre lot between New Sarum and Belmont, this bright, well-maintained bungalow offers the perfect blend of peaceful country living and town convenience.. Located within the sought-after New Sarum school district, this inviting home features a spacious open-concept layout filled with natural light, hardwood and laminate flooring, a cozy fireplace, and an expansive family room perfect for relaxing or entertaining.Offering 2 bedrooms and 2 bathrooms, the home provides comfortable living with thoughtful functionality throughout. The lower level includes a 3-piece bathroom, laundry area, and plenty of storage space. Recent mechanical updates include a 2023 forced-air gas furnace and updated well equipment featuring a 2025 pressure tank, providing added peace of mind for years to come.Outside, you'll appreciate the convenience of a double-wide driveway with parking for up to 7 vehicles, along with an attached single-car garage and a detached single-car garage complete with a wood burning fireplace-an ideal space for a workshop, hobby area, or additional entertaining space. The beautifully landscaped backyard also features a 2024 above-ground pool, creating the perfect place to relax, entertain, and enjoy warm summer days.If you've been searching for the tranquility of country living without sacrificing convenience, this property delivers the best of both worlds-all just a short drive to St. Thomas, Belmont, and Highway 401.

Upcoming Open Houses

Saturday, August 29, 20262:00 PM - 4:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 9820 BELMONT Road, Central Elgin is currently for sale and has been available on SousaSells for 44 days. This property is listed at $489,900 with an estimated mortgage of $1,631* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 9820 BELMONT Road, Central Elgin is in the Rural Central Elgin neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Central Elgin, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 16, 2026 (44 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone, Partially Finished
Lot Size100.75 Ă— 250 Feet
CountyElgin
Annual Tax$3,822
Legal DescriptionPT LOT 21 CONC 9 YARMOUTH CENTRAL ELGIN

Parking & Garage

Parking Total7.0
Parking Space7
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 9820 BELMONT Road, Central Elgin, ON

Q.What is the asking price for 9820 BELMONT Road, Central Elgin, ON ?

The current listing price for 9820 BELMONT Road, Central Elgin, ON in Rural Central Elgin, Central Elgin is $489,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 9820 BELMONT Road, Central Elgin, ON ?

9820 BELMONT Road, Central Elgin, ON is a Detached (Bungalow) featuring a None, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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9820 BELMONT Road, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Central Elgin, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 9820 BELMONT Road, Central Elgin, ON N5P 3S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period30 Years
Estimated Monthly Payment$1,631Based on a loan of $342,930 over 30 years.
Purchase Price$489,900
Loan Amount$342,930
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Central Elgin, ON

For a property listed at $489,900 in Central Elgin, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

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Rural Central Elgin, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,202,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Central Elgin, Central Elgin

Elementary Schools

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Secondary Schools

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Rural Central Elgin, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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