45 Covert Street, Unit B, Cobourg, ON

$15/mo
MLS#:X12852376
0 beds
0 baths
Commercial
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Added:Mar 5, 2026(177 days ago)
Updated:Jul 29, 2026(31 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Cobourg. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $15 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 22.2 x 63 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Downtown Cobourg Space For Your Business! Approximately 1400 Sq Ft Space In High-Visibility Location Right Next To Public Parking, And Just A Block From Victoria Hall. Extremely Well-Maintained Concrete Block Building. Hi-Efficiency Gas Furnace And Central Air Conditioning, Tiled Staff Washroom, Lots Of Storage Space. Tenant Responsible for Utilities and Tenant Insurance Payments. Don't Miss Out!

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Property Summary

This commercial retail located at 45 Covert Street, Cobourg is currently for sale and has been available on SousaSells for 177 days. This property is listed at $15 with an estimated mortgage of $0* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 45 Covert Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Cobourg, Cobourg
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
AddedMar 5, 2026 (177 days ago)
UpdatedJul 29, 2026 (31 days ago)
Last Checked22 minutes ago
Transaction TypeFor Lease

Property Details

Property Sub-TypeCommercial Retail
Lot Size22.2 × 63 Feet
CountyNorthumberland
Annual Tax$6.5

Parking & Garage

Parking Space1
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Public Transit

Frequently Asked Questions about 45 Covert Street, Unit B, Cobourg, ON

Q.What is the asking price for 45 Covert Street, Unit B, Cobourg, ON ?

The current listing price for 45 Covert Street, Unit B, Cobourg, ON in Cobourg, Cobourg is $15.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 45 Covert Street, Unit B, Cobourg, ON ?

45 Covert Street, Unit B, Cobourg, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Public Transit.

Q.What security features are installed at 45 Covert Street, Unit B, Cobourg, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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45 Covert Street, Unit B, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Covert Street B, Cobourg, ON K9A 2L7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$4 (27.6%)
* Minimum Canadian down payment required for this price is $1.
Amortization Period30 Years
Estimated Monthly Payment$0Based on a loan of $11 over 30 years.
Purchase Price$15
Loan Amount$11
Provincial Land Transfer Tax:$0
Total Estimated Closing Taxes:$0

About Purchasing a Home in Cobourg, ON

For a property listed at $15 in Cobourg, the legal minimum down payment is $1 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $0 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $0.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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