455 Ontario Street, Cobourg, ON

$414,900
MLS#:X13152920
Thinking of selling nearby?Your House Sold Guaranteed*
2 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 19, 2026. This listing is for reference purposes only. to view the sold price.

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Added:May 20, 2026(101 days ago)
Updated:Aug 19, 2026(10 days ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $414,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 23.33 x 151.25 ft lot
  • Features a crawl space, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This adorable, Cute and cozy bungalow situated on a oversized deep lot, perfect for first time buyers or those looking to downsize, to the picture perfect community of Cobourg. Close to the vibrant downtown with ample shops and dining options, and just minutes to amazing Cobourg beach! Inside you'll find a recently renovated home, with many updates. Featuring a stunning open concept living area, with bright pot lights, updated flooring and california shutters throughout (2022). The gourmet eat in kitchen boasts newer counters, modern stainless appliances with new stove (2024), ceramic backsplash and beautiful cabinetry with accent hardware throughout. Don't miss the secret staircase with hidden access under the large centre island, leading to a unique space, fantastic for kids, would make for an ideal playroom! The thoughtful layout continues with a lovely 3 piece bath and laundry combo (washer/dryer 2025) with barrier free shower and two well appointed bedrooms, including a walkout to the large deck and deep, fully fenced yard, perfect for pets! Complete with newer garden shed (2023). Additional updates include the furnace in '21, central air '22, owned HWT '21, front deck '25, sump pump '24 and freshly painted throughout in '25.

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Property Summary

This detached home located at 455 Ontario Street, Cobourg is currently for sale and has been available on SousaSells for 101 days. This property is listed at $414,900 with an estimated mortgage of $1,381* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 455 Ontario Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 8, 2026
Sold price information is available to members only
AddedMay 20, 2026 (101 days ago)
UpdatedAug 19, 2026 (10 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space, Finished
Lot Size23.33 × 151.25 Feet
CountyNorthumberland
Annual Tax$3,084.4
Legal DescriptionPT UNNUMBERED LT BLK A N OF LT 9 & 10 PL CADDY (FORMERLY LT 19 CON A HAMILTON) COBOURG AS IN NC212035 TOWN OF COBOURG

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 455 Ontario Street, Cobourg, ON

Q.What is the asking price for 455 Ontario Street, Cobourg, ON ?

The current listing price for 455 Ontario Street, Cobourg, ON in Cobourg, Cobourg is $414,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 455 Ontario Street, Cobourg, ON ?

455 Ontario Street, Cobourg, ON is a Detached (Bungalow) featuring a Crawl Space, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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455 Ontario Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 455 Ontario Street, Cobourg, ON K9A 3C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$124,470 (30.0%)
* Minimum Canadian down payment required for this price is $20,745.
Amortization Period30 Years
Estimated Monthly Payment$1,381Based on a loan of $290,430 over 30 years.
Purchase Price$414,900
Loan Amount$290,430
Provincial Land Transfer Tax:$4,773
Total Estimated Closing Taxes:$4,773

About Purchasing a Home in Cobourg, ON

For a property listed at $414,900 in Cobourg, the legal minimum down payment is $20,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,773 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,773.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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