482 Monk Street, Cobourg, ON
Property Highlights
Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $2,380,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 7 Bedrooms and 6 Bathrooms with 3 functional kitchens
- Generous living space spanning 3500-5000 sqft on a premium 49.4 x 100 ft lot
- Features a apartment, separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, On Demand Water Heater, Carpet Free
- equipped with central air central cooling and highly efficient radiant heating via gas
Description
Showcasing the water from every level while offering three distinct living spaces for ultimate flexibility. Set in one of the area's most desirable waterfront enclaves, the home blends quality craftsmanship with modern versatility.The finishes selected evoke the sun, the wind & the water's many ripples on the lake surfaces. Ground floor features a beautifully finished 2 bedroom, 2 bathroom suite with a modern kitchen, statement fireplace & lakeside patio, ideal for multigenerational living or rental income. Lower level creates a 3rd living space, complete with a full kitchen, high ceilings & large window wells that fill the area with natural light, making it perfect for guests, extended family, or further income opportunities.Primary living on the 2nd &3Rd floors are devoted to panoramic, south-facing lake views. Expansive open-concept living open onto multiple terraces, creating a constant connection to the water. The chef's kitchen is outfitted with bespoke finishes, premium cabinetry & appliances. 2 bedrooms, each with private ensuites & a stylish family room complete this level.The top floor offers a striking blend of relaxation & entertaining. A lounge with a Scandinavian-inspired suspended wood-burning fireplace opens onto a massive rooftop terrace with panoramic water views. The primary suite is a luxurious retreat, featuring a freestanding tub, glass shower, double vanity, sauna & wet bar. Outside, multiple walkouts lead to a professionally landscaped backyard with hardscaping, lush greenery, ambient lighting, a hot tub & gazebo. An attached garage & private lift servicing all four levels add convenience & accessibility. With jaw dropping vistas, thoughtful design & exceptional income potential, the Laker house is all about the water, the sound of the waves, storm watching, and stargazing over the lake. Welcome to Monk's Cove, a Lake Ontario neighbourhood featuring community gardens, swimming, kayaking & walking distance to the beautiful Cobourg downtown.
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Property Summary
This detached home located at 482 Monk Street, Cobourg is currently for sale and has been available on SousaSells for 148 days. This property is listed at $2,380,000 with an estimated mortgage of $7,922* per month. It has 7 beds, 6 bathrooms, and is 3500-5000 square feet. 482 Monk Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 7 bedrooms and 6 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •7 spacious bedroom layout offering versatile living space
- •6 well-appointed bathrooms
- •3500-5000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Clear View
- Golf
- Hospital
- Marina
- Park
Interior Features
- Auto Garage Door Remote
- On Demand Water Heater
- Carpet Free
- ERV/HRV
- Sauna
Security Features
- Carbon Monoxide Detectors
- Smoke Detector
Community Features
None listed
Frequently Asked Questions about 482 Monk Street, Cobourg, ON
Q.What is the asking price for 482 Monk Street, Cobourg, ON ?
The current listing price for 482 Monk Street, Cobourg, ON in Cobourg, Cobourg is $2,380,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 7 bedrooms and 6 bathrooms across approximately 3500-5000 sqft.
Q.What property type and architectural style is 482 Monk Street, Cobourg, ON ?
482 Monk Street, Cobourg, ON is a Detached (3-Storey) featuring a Apartment, Separate Entrance, Finished basement.
Q.What key property features does 482 Monk Street, Cobourg, ON offer?
Key property features include: Beach, Clear View, Golf, Hospital, Marina, Park.
Q.What interior features are included in this home?
Interior highlights include: Auto Garage Door Remote, On Demand Water Heater, Carpet Free, ERV/HRV, Sauna.
Q.What security features are installed at 482 Monk Street, Cobourg, ON ?
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 482 Monk Street, Cobourg, ON K9A 2T1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $2,380,000 in Cobourg, the legal minimum down payment is $476,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $45,975 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $45,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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