431 Victoria Beach Road, Cramahe, ON

Unavailable - Members Only
MLS#:Members Only
7 beds
5 baths
3000-3500 sqft
24.0 parking
Residential Freehold
Unavailable Listing

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Listing Status: Unavailable

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Added:Jun 8, 2026(82 days ago)
Updated:Aug 4, 2026(25 days ago)
Last Checked:4 minutes ago

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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Cramahe. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $1,549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 230 x 356.38 ft lot
  • Features a full, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 24.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Welcome to your private Colborne Estate - where luxury living meets the shores of Lake Ontario.Set on a tranquil, park-like 1.84-acre lot with your own private beach, this custom-built bungalow offers 5,074 sq ft of exceptional living space designed around 1 thing: The Lake. Floor-to-ceiling windows span the entire south side on both levels, framing unobstructed panoramic views of Lake Ontario that change with every season & every hour of the day.The 3,446 sq ft main floor features a split bedroom plan, anchored by a chef's kitchen overlooking the water - complete with an extended island, stunning waterfall quartz counters, & seating for every friend & family member you can gather. The primary retreat includes a private sitting room, en-suite washroom & multiple large closets. 3 additional bedrooms, 2 washrooms, & a generous family room complete this layout. & for year-round wellness, a cedar-lined pool room houses an indoor swim spa with a lap current & convenient motorized cover.The lower level is a 1,628 sq ft fully finished, self-contained residence with 5 walkouts to the lake - all with floor-to-ceiling windows flooding the space with light & waterfront views. It features a full kitchen, separate laundry, & a split-bedroom layout with a primary retreat including ensuite washroom & kitchenette, plus 2 additional bedrooms & 2 washrooms. An ideal guest suite, in-law apartment, or income-generating rental.Storage & flexibility abound: a 3-car garage, plus a 4th RV or large boat garage with EV & RV charging. Workshop or storage loft above the garage, & a 3rd-floor loft with future potential for additional living space.Zoned for both family living & Bed & Breakfast use, this property presents an exceptional lifestyle opportunity or income-generating investment.All of this just 10 minutes from Highway 401, 1 hour from Toronto, steps from downtown Colborne & Brighton, minutes to Presqu'ile Provincial Park, & a scenic 30-minute drive to Prince Edward County.

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Key Features

Bedrooms
7
Bathrooms
5
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details Locked

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Additional Details

StatusTerminated
AddedJun 8, 2026 (82 days ago)
UpdatedAug 4, 2026 (25 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details Locked

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Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Stone
BasementFull, Finished with Walk-Out
Lot Size230 × 356.38 Feet
CountyNorthumberland
Annual Tax$11,457
Legal DescriptionPT LT 27 CON BROKEN FRONT CRAMAHE PT 2, 38R2300; CRAMAHE

Parking & Garage

Parking Total24.0
Parking Space20
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

  • Beach
  • Lake Access
  • Electric Car Charger
  • Clear View
  • Waterfront

Interior Features

  • Accessory Apartment
  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • On Demand Water Heater
  • Carpet Free
  • Water Softener
  • Water Treatment
  • Floor Drain

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 431 Victoria Beach Road, Cramahe, ON

Q.What is the asking price for 431 Victoria Beach Road, Cramahe, ON ?

The current listing price for 431 Victoria Beach Road, Cramahe, ON in Rural Cramahe, Cramahe is $1,549,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 5 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 431 Victoria Beach Road, Cramahe, ON ?

431 Victoria Beach Road, Cramahe, ON is a Detached (Bungalow) featuring a Full, Finished with Walk-Out basement.

Q.What key property features does 431 Victoria Beach Road, Cramahe, ON offer?

Key property features include: Beach, Lake Access, Electric Car Charger, Clear View, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Auto Garage Door Remote, Primary Bedroom - Main Floor, On Demand Water Heater, Carpet Free, Water Softener, Water Treatment, Floor Drain.

Q.Is parking available at this property?

Yes, this property offers parking space for 24.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

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431 Victoria Beach Road, Cramahe, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Cramahe, Cramahe

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

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This could be the first listing for this address.

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Pricing & Value Insights

Data-driven valuation for 431 Victoria Beach Road, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate4.00%
Down Payment$464,700 (30.0%)
* Minimum Canadian down payment required for this price is $309,800.
Amortization Period30 Years
Estimated Monthly Payment$5,156Based on a loan of $1,084,300 over 30 years.
Purchase Price$1,549,000
Loan Amount$1,084,300
Provincial Land Transfer Tax:$27,455
Total Estimated Closing Taxes:$27,455

About Purchasing a Home in Cramahe, ON

For a property listed at $1,549,000 in Cramahe, the legal minimum down payment is $309,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,455 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,455.

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Rural Cramahe, Cramahe Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Cramahe, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$820,915

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Cramahe, Cramahe

Elementary Schools

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Secondary Schools

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Rural Cramahe, Cramahe Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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