197 Balmy Beach Road, Georgian Bluffs, ON

$1,890,000
MLS#:X13506190
4 beds
4 baths
2500-3000 sqft
8.0 parking
Residential Freehold
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Added:Jun 30, 2026(60 days ago)
Updated:Aug 27, 2026(2 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,890,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 115.86 x 160 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Guest Accommodations, In-Law Capability, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

There's something about Georgian Bay that changes you. Maybe it's the way the water greets you in the morning. Still. Calm. Endless. Or the way evenings naturally draw everyone outside. One more swim. One more fire. One more moment together before the stars take over the sky. This home was built for those moments. From the moment you walk in, the world feels quieter. The entire back of the home opens to the water, with wall to wall windows that blur the line between inside and out. The kitchen. The living room. The dining spaces. All connected. All designed so no matter where you are, Georgian Bay is always with you. Mornings begin with coffee at the kitchen window, watching the sun rise over the bay. Afternoons are spent in the saltwater pool, while laughter carries across the yard. Evenings bring everyone together. Dinner under the covered terrace. A soak in the hot tub. Stories shared around the fire as the sound of the water becomes the soundtrack to your life. And when the day ends, the primary suite becomes your private retreat. Wake up to the water. Fall asleep to the water. A peaceful reminder of just how special this place is. With a fully finished lower level featuring its own entrance, kitchen, bedrooms, and living space, this home offers the flexibility to evolve with you. A place for family. A place for guests. Or an opportunity to create something more. Offered fully furnished, this is more than a home. It's a complete Georgian Bay lifestyle. Ready for its next chapter. After time on the market, one thing has become clear. This home has been waiting for the right family. Now, it's ready.

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Property Summary

This detached home located at 197 Balmy Beach Road, Georgian Bluffs is currently for sale and has been available on SousaSells for 60 days. This property is listed at $1,890,000 with an estimated mortgage of $6,291* per month. It has 4 beds, 4 bathrooms, and is 2500-3000 square feet. 197 Balmy Beach Road, Georgian Bluffs is in the Georgian Bluffs neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Georgian Bluffs, Georgian Bluffs.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Georgian Bluffs, Georgian Bluffs.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSuspended
AddedJun 30, 2026 (60 days ago)
UpdatedAug 27, 2026 (2 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished with Walk-Out
Lot Size115.86 Ă— 160 Feet
CountyGrey County
Annual Tax$14,099
Legal DescriptionPT LT 1-2 PL 447 SARAWAK PT 2 16R1789 TOWNSHIP OF GEORGIAN BLUFFS

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Guest Accommodations
  • In-Law Capability
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 197 Balmy Beach Road, Georgian Bluffs, ON

Q.What is the asking price for 197 Balmy Beach Road, Georgian Bluffs, ON ?

The current listing price for 197 Balmy Beach Road, Georgian Bluffs, ON in Georgian Bluffs, Georgian Bluffs is $1,890,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 197 Balmy Beach Road, Georgian Bluffs, ON ?

197 Balmy Beach Road, Georgian Bluffs, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Guest Accommodations, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Storage, Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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197 Balmy Beach Road, Georgian Bluffs, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Georgian Bluffs, Georgian Bluffs

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 197 Balmy Beach Road, Georgian Bluffs, ON N4K 5N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

Configure Loan Settings

Interest Rate4.00%
Down Payment$567,000 (30.0%)
* Minimum Canadian down payment required for this price is $378,000.
Amortization Period30 Years
Estimated Monthly Payment$6,291Based on a loan of $1,323,000 over 30 years.
Purchase Price$1,890,000
Loan Amount$1,323,000
Provincial Land Transfer Tax:$34,275
Total Estimated Closing Taxes:$34,275

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $1,890,000 in Georgian Bluffs, the legal minimum down payment is $378,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $34,275 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $34,275.

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Georgian Bluffs, Georgian Bluffs Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,078,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Georgian Bluffs, Georgian Bluffs

Elementary Schools

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Secondary Schools

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Georgian Bluffs, Georgian Bluffs Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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