85 Stephen Street, Kingston, ON

$450,000
MLS#:X13560482
0 beds
0 baths
Commercial
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Added:Jul 13, 2026(47 days ago)
Updated:Aug 7, 2026(22 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of East of Sir John A. Blvd. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 60 x 132 ft lot size
  • Convenient double detached garage included
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

Development property with severance potential. Prime development opportunity in central Kingston. This 7,740 sq. ft. lot (60 x 132) carries a Residential designation in the Official Plan with UR5 zoning. The site offers severance potential to create two separate lots, along with the possibility for additional density subject to municipal approvals. The existing structure provides potential redevelopment or adaptive reuse. The property is fully serviced with municipal water, sewer, natural gas, and electricity. A Phase I environmental assessment is available. Ideally situated near Regiopolis-Notre Dame Catholic High School and along multiple transit routes, the property is also walking distance to commercial uses and parks.

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Property Summary

This commercial retail located at 85 Stephen Street, Kingston is currently for sale and has been available on SousaSells for 47 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 85 Stephen Street, Kingston is in the East of Sir John A. Blvd neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in East of Sir John A. Blvd, Kingston.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in East of Sir John A. Blvd, Kingston
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedJul 13, 2026 (47 days ago)
UpdatedAug 7, 2026 (22 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size60 × 132 Feet
CountyFrontenac
Annual Tax$0

Parking & Garage

Garage TypeDouble Detached

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Frequently Asked Questions about 85 Stephen Street, Kingston, ON

Q.What is the asking price for 85 Stephen Street, Kingston, ON ?

The current listing price for 85 Stephen Street, Kingston, ON in East of Sir John A. Blvd, Kingston is $450,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 85 Stephen Street, Kingston, ON ?

85 Stephen Street, Kingston, ON is a Commercial Retail () featuring a basement.

Q.What security features are installed at 85 Stephen Street, Kingston, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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85 Stephen Street, Kingston, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

East of Sir John A. Blvd, Kingston

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 85 Stephen Street, Kingston, ON K7K 2C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in Kingston, ON

For a property listed at $450,000 in Kingston, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

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East of Sir John A. Blvd, Kingston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for East of Sir John A. Blvd, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$504,900

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Best Schools in East of Sir John A. Blvd, Kingston

Elementary Schools

Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7
Molly Brant
Public30 Lyons Street, Kingston, Ontario, K7K 0C9
1.7

Secondary Schools

Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

East of Sir John A. Blvd, Kingston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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