1041 Ann Street, Unit 4, Muskoka Lakes, ON

$3,795,000
MLS#:X13709534
4 beds
3 baths
1500-2000 sqft
10.0 parking
Residential Freehold
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Added:Aug 25, 2026(4 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Wood (Muskoka Lakes). Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $3,795,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 205 x 203 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

Discover a cherished family retreat on Walkers Bay, where generations have celebrated summers together on Lake Muskoka. Set on 205' of beautiful shoreline, this winterized cottage has more than 2,600 sq. ft. of living space with 4 bedrooms and 3 full bathrooms across two levels, all designed for effortless lakeside entertaining. Walls of windows and sliding glass doors fill the open-concept main level with natural light and frame island-dotted views. Pine accents and a wood-burning fireplace give the living area a classic cottage character. The lakeside deck is made for barbecues and time with friends. The main-floor primary suite has lake views, a 3-piece ensuite and a walkout to the deck. Two bedrooms, a 4-pc bathroom, laundry and lake-view office are also on this level. Off the living room, the screened Muskoka Room is a favourite place to dine, relax and enjoy gorgeous views down the lake. Downstairs, there is a family room with a wood-burning fireplace and a large wet bar, a bedroom, and a 3-piece bathroom. A walkout leads to a shaded lakeside deck, ideal on hot summer days and another Muskoka Room. Outside, landscaped grounds and level grassy areas give children plenty of room to play. At the shoreline, toddlers will love the gentle water entry, and deep water off the dock invites everyone else to jump in. The protected waters of family-friendly Walkers Bay are ideal for waterskiing, tubing, paddleboarding and kayaking. A lakeside sauna sits near the shoreline, accompanied by a 2-story, 2-slip boathouse complete with lifts. The boathouse upper level features a separate guest setup complete with a kitchenette, bathroom, living room, and a private sundeck. A 2-car garage, ample parking and a backup generator make every stay easy. Just 15 minutes from Bala's shops and restaurants, 20 minutes from Gravenhurst and 10 minutes from tennis courts and hiking trails, this is a wonderful opportunity for a new family to make this idyllic cottage their own.

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Property Summary

This detached home located at 1041 Ann Street, Muskoka Lakes is currently for sale and has been available on SousaSells for 4 days. This property is listed at $3,795,000 with an estimated mortgage of $12,632* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 1041 Ann Street, Muskoka Lakes is in the Wood (Muskoka Lakes) neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Wood (Muskoka Lakes), Muskoka Lakes.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Wood (Muskoka Lakes), Muskoka Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 25, 2026 (4 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFinished with Walk-Out
Lot Size205 × 203 Feet
CountyMuskoka
Annual Tax$9,026.59
Legal DescriptionFIRSTLY: PART LOT 5 CONCESSION 3 WOOD AS IN DM295938 & DM310541, T/W DM295938 EXCEPT THE EASEMENT THEREIN RE; PL 21 WOOD, T/W DM310541 EXCEPT THE EASEMENT THEREIN RE; PL 21 WOOD; SECONDLY: PART BLOCK C PLAN 21 WOOD & PART LOT 13 PLAN 21 WOOD, PART 2 PLAN 35R25628, SUBJECT TO AN EASEMENT PART 2 35R25628 IN FAVOUR OF PART BLOCK C & PART LOT 13, PLAN 21, PART 1, 35R25628 AS IN MT19839 TOWNSHIP OF MUSKOKA LAKES

Parking & Garage

Parking Total10.0
Parking Space8
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Waterfront
  • Wooded/Treed
  • Golf

Interior Features

  • Water Heater Owned

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 1041 Ann Street, Unit 4, Muskoka Lakes, ON

Q.What is the asking price for 1041 Ann Street, Unit 4, Muskoka Lakes, ON ?

The current listing price for 1041 Ann Street, Unit 4, Muskoka Lakes, ON in Wood (Muskoka Lakes), Muskoka Lakes is $3,795,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1041 Ann Street, Unit 4, Muskoka Lakes, ON ?

1041 Ann Street, Unit 4, Muskoka Lakes, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What key property features does 1041 Ann Street, Unit 4, Muskoka Lakes, ON offer?

Key property features include: Waterfront, Wooded/Treed, Golf.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.What security features are installed at 1041 Ann Street, Unit 4, Muskoka Lakes, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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1041 Ann Street, Unit 4, Muskoka Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Wood Muskoka Lakes, Muskoka Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1041 Ann Street 4, Muskoka Lakes, ON P1P 1R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,138,500 (30.0%)
* Minimum Canadian down payment required for this price is $759,000.
Amortization Period30 Years
Estimated Monthly Payment$12,632Based on a loan of $2,656,500 over 30 years.
Purchase Price$3,795,000
Loan Amount$2,656,500
Provincial Land Transfer Tax:$81,350
Total Estimated Closing Taxes:$81,350

About Purchasing a Home in Muskoka Lakes, ON

For a property listed at $3,795,000 in Muskoka Lakes, the legal minimum down payment is $759,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $81,350 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $81,350.

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Wood (Muskoka Lakes), Muskoka Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wood (Muskoka Lakes), Muskoka Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,810,126

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Wood (Muskoka Lakes), Muskoka Lakes

Elementary Schools

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Secondary Schools

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Wood (Muskoka Lakes), Muskoka Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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