405 Bear Creek Road, Nipissing, ON

$629,900
MLS#:X13461636
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3 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 2, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jun 18, 2026(72 days ago)
Updated:Jul 2, 2026(58 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Nipissing. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 162.34 x 661.05 ft lot
  • Features a separate entrance, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient baseboard heating via electric

Description

New Drilled Well currently being installed! Welcome to 405 Bear Creek Road, a charming beachfront bungalow on Lake Nipissing, located in the highly desirable Bear Creek area. Enjoy the rare convenience of driving directly to your waterfront, making this an ideal year-round home or getaway. This level, well-usable property spans over 2 acres and extends on both sides of Bear Creek Road, offering added space, privacy, and ample parking. The cozy bungalow features 3 bedrooms, 1 bathroom, and just over 1,000 sq ft of living space. Inside, the open-concept kitchen, living, and dining area is filled with natural light and showcases breathtaking lake views from the living room. Electric heat provides efficient primary heating, complemented by the warmth and ambiance of a wood stove-perfect for cozy winter evenings. Step outside to enjoy the sandy beachfront and take in stunning sunsets over Lake Nipissing. A detached garage with drive-thru doors adds excellent functionality and easy yard access. A peaceful waterfront lifestyle awaits.

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Property Summary

This detached home located at 405 Bear Creek Road, Nipissing is currently for sale and has been available on SousaSells for 72 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 405 Bear Creek Road, Nipissing is in the Nipissing neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Nipissing, Nipissing.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Nipissing.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 2, 2026
Sold price information is available to members only
AddedJun 18, 2026 (72 days ago)
UpdatedJul 2, 2026 (58 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementSeparate Entrance, Crawl Space
Lot Size162.34 × 661.05 Feet
CountyParry Sound
Annual Tax$2,900.86
Legal DescriptionSee Documents attached

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Lake Access

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 405 Bear Creek Road, Nipissing, ON

Q.What is the asking price for 405 Bear Creek Road, Nipissing, ON ?

The current listing price for 405 Bear Creek Road, Nipissing, ON in Nipissing, Nipissing is $629,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 405 Bear Creek Road, Nipissing, ON ?

405 Bear Creek Road, Nipissing, ON is a Detached (Bungalow) featuring a Separate Entrance, Crawl Space basement.

Q.What key property features does 405 Bear Creek Road, Nipissing, ON offer?

Key property features include: Lake Access.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

Location

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405 Bear Creek Road, Nipissing, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Nipissing, Nipissing

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 405 Bear Creek Road, Nipissing, ON P0H 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Nipissing.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in Nipissing, ON

For a property listed at $629,900 in Nipissing, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Nipissing (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

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Nipissing, Nipissing Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Nipissing, Nipissing.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$986,891

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Nipissing, Nipissing

Elementary Schools

South Shore Education
Public60 Beatty Street, Nipissing Township, Ontario, P0H 1W0
8.4

Secondary Schools

No secondary schools data loaded.

Nipissing, Nipissing Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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