308 Charlotte Street, Peterborough, ON

$950,000
MLS#:X13723538
0 beds
6 baths
Commercial
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Added:Aug 28, 2026(1 day ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable investment located in the coveted neighborhood of Town. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $950,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 6 Bathrooms
  • Premium 38 x 90.01 ft lot size
  • equipped with yes central cooling and highly efficient gas hot water heating

Description

Downtown Peterborough almost 5000 sq. foot commercial building zoned C6, the most liberal commercial zoning downtown with 2 residential units on the 2nd floor. 3 commercial units, one off Charlotte and two off Rubidge on varying length leases. 9603 daily traffic count from the City of Peterborough from 2024. Over $90,000 spent in the last two years on electrical and fire safety upgrades with building permits completed. Front section is century building, and back section is concrete block addition from the 1950's. 5 car on site parking with municipal parking lot behind and lots of on street parking. Full basement for storage. Floor plans and pre-sale building inspection available. Businesses not for sale. Floor plans, inspection report available.

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Property Summary

This investment located at 308 Charlotte Street, Peterborough is currently for sale and has been available on SousaSells for 1 day. This property is listed at $950,000 with an estimated mortgage of $3,162* per month. It has 0 beds, 6 bathrooms, and is unknown square feet. 308 Charlotte Street, Peterborough is in the Town neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Town, Peterborough.

Great for Small Household / Couples
What We Love About This Home
  • •6 well-appointed bathrooms
  • •Desirable Investment architecture in Town, Peterborough
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
6
Property Type
Commercial

Additional Details

StatusActive
AddedAug 28, 2026 (1 day ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeInvestment
Lot Size38 Ă— 90.01 Feet
CountyPeterborough
Annual Tax$12,104.69
Legal DescriptionPT BLK A AKA PT LTS 14 & 15 N OF CHARLOTTE ST & W OF GEORGE(PETERBOROUGH) AS IN R586688, T/W AN EASE AS IN R586688 ; PETERBOROUGH See 1993 Survey

Parking & Garage

Parking Space5
Garage TypeNone

Heating & Cooling

Heat TypeGas Hot Water
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Frequently Asked Questions about 308 Charlotte Street, Peterborough, ON

Q.What is the asking price for 308 Charlotte Street, Peterborough, ON ?

The current listing price for 308 Charlotte Street, Peterborough, ON in Town, Peterborough is $950,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 6 bathrooms.

Q.What property type and architectural style is 308 Charlotte Street, Peterborough, ON ?

308 Charlotte Street, Peterborough, ON is a Investment () featuring a basement.

Q.What security features are installed at 308 Charlotte Street, Peterborough, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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308 Charlotte Street, Peterborough, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Town, Peterborough

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 308 Charlotte Street, Peterborough, ON K9J 2V7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$285,000 (30.0%)
* Minimum Canadian down payment required for this price is $70,000.
Amortization Period30 Years
Estimated Monthly Payment$3,162Based on a loan of $665,000 over 30 years.
Purchase Price$950,000
Loan Amount$665,000
Provincial Land Transfer Tax:$15,475
Total Estimated Closing Taxes:$15,475

About Purchasing a Home in Peterborough, ON

For a property listed at $950,000 in Peterborough, the legal minimum down payment is $70,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,475 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,475.

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Town, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$679,965

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Town, Peterborough

Elementary Schools

Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
St. Peter’s
CatholicPeterborough, Ontario
6.7
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5

Town, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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