198 James Street, Prescott, ON

$724,900
MLS#:X13557644
4 beds
3 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Added:Jul 13, 2026(47 days ago)
Updated:Jul 13, 2026(47 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Prescott. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $724,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 81.55 x 87.51 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 4-Bed, 2.5-Bath Brick Home with Modern Upgrades & Character. Step into 2,500 sq. ft. of comfort and style in this solid, all-brick detached home that perfectly blends timeless character with today's modern conveniences. With 4 bedrooms, 2.5 bathrooms, and a fenced yard, this home is designed for real life-whether that means raising a family, hosting gatherings, or simply enjoying quiet moments at home. Main Floor Highlights: Welcoming 3-season enclosed front porch, ideal for morning coffee or evening reads. A spacious foyer opens into a warm living room featuring a gas fireplace for cozy nights. New patio doors lead to an east-facing deck and private fenced yard, with direct access to the garage through a convenient side door. A large dining room-perfect for family dinners or entertaining guests. A modern, fully updated kitchen with new gas range & hood. (All appliances included) Dual exterior doors-one leading to a covered deck for year-round BBQs. 2-pc powder room completes the main floor. Upper Level-Primary bedroom with a new private 3-piece ensuite (2023). Two additional bedrooms plus a bright fourth room, ideal as a home office, nursery, or den. A full 4-piece bath (2025) serves the upper level. Additional Features- 24x30 ft detached garage (2023); 720 sq. ft., wired and heated-perfect for hobbies, workouts, or year-round use. A fully fenced yard (2022) completes this property. This home combines modern updates with lasting quality and character-the perfect place to start your next chapter. Updates: Driveway paved (2025); furnace (2023); AC (2021); 100 amp service (2018); main roof (2018); sunroom roof (2024); sewer and water line replaced (2023); all new windows (2023-2024); new front door & sunroom porch windows (2025); fascia, soffit, and eaves (2022); deck off kitchen (2025); updated 4-piece bath (2025); tankless hot water heater (2020); plumbing (2018).The owner has done a home inspection and it will be available on viewings.

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Property Summary

This detached home located at 198 James Street, Prescott is currently for sale and has been available on SousaSells for 47 days. This property is listed at $724,900 with an estimated mortgage of $2,413* per month. It has 4 beds, 3 bathrooms, and is 2500-3000 square feet. 198 James Street, Prescott is in the Prescott neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Prescott, Prescott.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Prescott, Prescott.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 13, 2026 (47 days ago)
UpdatedJul 13, 2026 (47 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size81.55 Ă— 87.51 Feet
CountyLeeds and Grenville
Annual Tax$4,002
Legal DescriptionPT LT 14 N/S JAMES ST BLK 2 PL 19 PRESCOTT AS IN PR130070 TOWN OF PRESCOTT

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Place Of Worship

Interior Features

  • On Demand Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 198 James Street, Prescott, ON

Q.What is the asking price for 198 James Street, Prescott, ON ?

The current listing price for 198 James Street, Prescott, ON in Prescott, Prescott is $724,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 198 James Street, Prescott, ON ?

198 James Street, Prescott, ON is a Detached (2 1/2 Storey) featuring a Unfinished basement.

Q.What key property features does 198 James Street, Prescott, ON offer?

Key property features include: Fenced Yard, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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198 James Street, Prescott, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Prescott, Prescott

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 198 James Street W, Prescott, ON K0E 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Prescott.

Configure Loan Settings

Interest Rate4.00%
Down Payment$217,470 (30.0%)
* Minimum Canadian down payment required for this price is $47,490.
Amortization Period30 Years
Estimated Monthly Payment$2,413Based on a loan of $507,430 over 30 years.
Purchase Price$724,900
Loan Amount$507,430
Provincial Land Transfer Tax:$10,973
Total Estimated Closing Taxes:$10,973

About Purchasing a Home in Prescott, ON

For a property listed at $724,900 in Prescott, the legal minimum down payment is $47,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,973 for this transaction. As this listing is in Prescott (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,973.

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Prescott, Prescott Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Prescott, Prescott.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$688,506

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Prescott, Prescott

Elementary Schools

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Secondary Schools

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Prescott, Prescott Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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