3686 Portage Bay Road, Ramara, ON

Unavailable - Members Only
MLS#:Members Only
5 beds
4 baths
3500-5000 sqft
4.0 parking
Residential Freehold
Unavailable Listing

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Listing Status: Unavailable

This property listing is currently unavailable. Photos, price, description, and property details are reserved for free members.

Added:Jun 18, 2026(72 days ago)
Updated:Jul 31, 2026(29 days ago)
Last Checked:6 minutes ago

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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,799,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 104.71 x 136 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Bar Fridge, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

COVETED PORTAGE BAY WATERFRONT ESTATE WITH 104 FT OF SANDY SHORELINE & 6,700+ SQ FT! Set along over 104 ft of northwest-facing shoreline in coveted Portage Bay, this Lake Couchiching residence pairs expansive open-water views with a sandy beach, boathouse, newer docks (2021) and a spectacular multi-tiered lakeside balcony with glass railings overlooking the water. Over 6,700 finished square feet is thoughtfully arranged around the waterfront setting, with multiple walkouts and lake views featured throughout the home. Hardwood flooring, soaring ceilings, crown moulding, detailed wood trim, wood doors and pot lights add architectural character. The grand living room draws the eye to the lake through floor-to-ceiling windows and a double garden door walkout to the elevated balcony, while the breakfast area opens to the same glass-railed outdoor retreat. Extensive wood cabinetry, a large centre island, pantry storage, tile backsplash and double sink anchor the kitchen, while the connected family room with a wood-burning fireplace offers a natural gathering place after a day on the water. A formal dining room and wet bar with a bar fridge provide an ideal setting for entertaining. The main level features three bedrooms plus an office, including a spacious primary bedroom with a walk-in closet and a 6-piece ensuite with dual vanities, a private water closet with sink, a soaker tub and separate shower, while two additional bedrooms share an ensuite. The finished walkout lower level offers in-law potential with a kitchen, rec room with fireplace, games room, two bedrooms, full bathroom, storage and direct outdoor access. Updated windows (2021), an updated propane furnace, manicured grounds, interlock walkways and driveway, and an attached double-car garage complete this exceptional #HomeToStay. Located just minutes from Casino Rama, marinas, parks, beaches and local amenities, with Orillia only 15 minutes away.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details Locked

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Additional Details

StatusTerminated
AddedJun 18, 2026 (72 days ago)
UpdatedJul 31, 2026 (29 days ago)
Last Checked6 minutes ago
Transaction TypeFor Sale

Property Details Locked

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Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished with Walk-Out
Lot Size104.71 × 136 Feet
CountySimcoe
Annual Tax$11,760
Legal DescriptionLT 3 PL 295 RAMA; LT 4 PL 295 RAMA, T/W RAM5726 TOGETHER WITH AN EASEMENT OVER PT LT 30 CON BF RAMA PTS 1 & 2 51R35974, PT 8 51R34858 AS IN SC864291 TOWNSHIP OF RAMARA

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake/Pond
  • Marina
  • Other
  • Waterfront

Interior Features

  • Bar Fridge
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Sewage Pump
  • Sump Pump
  • Water Heater Owned
  • Water Treatment
  • Workbench

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 3686 Portage Bay Road, Ramara, ON

Q.What is the asking price for 3686 Portage Bay Road, Ramara, ON ?

The current listing price for 3686 Portage Bay Road, Ramara, ON in Rural Ramara, Ramara is $1,799,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 3686 Portage Bay Road, Ramara, ON ?

3686 Portage Bay Road, Ramara, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What key property features does 3686 Portage Bay Road, Ramara, ON offer?

Key property features include: Beach, Lake/Pond, Marina, Other, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Bar Fridge, In-Law Capability, Primary Bedroom - Main Floor, Sewage Pump, Sump Pump, Water Heater Owned, Water Treatment, Workbench.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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3686 Portage Bay Road, Ramara, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Ramara, Ramara

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

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Pricing & Value Insights

Data-driven valuation for 3686 Portage Bay Road, Ramara, ON L0K 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

Configure Loan Settings

Interest Rate4.00%
Down Payment$539,700 (30.0%)
* Minimum Canadian down payment required for this price is $359,800.
Amortization Period30 Years
Estimated Monthly Payment$5,988Based on a loan of $1,259,300 over 30 years.
Purchase Price$1,799,000
Loan Amount$1,259,300
Provincial Land Transfer Tax:$32,455
Total Estimated Closing Taxes:$32,455

About Purchasing a Home in Ramara, ON

For a property listed at $1,799,000 in Ramara, the legal minimum down payment is $359,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,455 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,455.

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Rural Ramara, Ramara Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ramara, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$824,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Ramara, Ramara

Elementary Schools

Uptergrove
Public4833 Muley Point Road, Ramara Township, Ontario, L3V 8C3
4.5

Secondary Schools

No secondary schools data loaded.

Rural Ramara, Ramara Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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