232 Main Street, Smooth Rock Falls, ON

$89,900
MLS#:T12842106
Evaluating your home's equity?Sold Guarantee* →
2 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 26, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Mar 3, 2026(179 days ago)
Updated:Mar 26, 2026(156 days ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of SRF. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $89,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 200 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • Efficient forced air heating via gas

Description

Looking for an affordable starter home or turnkey investment opportunity? This approximately 719 sq. ft. bungalow sits on a generous 50 x 200 ft. lot in a nice area of town. The main floor offers two bedrooms, a four-piece bathroom, an eat-in kitchen, and a bright living room with access to the front deck. The basement features a large rec room with a natural gas fireplace, a combined furnace/utility/laundry room, and a three-piece bathroom. Updates include the furnace (2017), the hot water tank (2019), and the shingles (1999). Property is currently rented on a month-to-month basis. The tenant has been residing in the home since October 2024 and would be willing to stay should a Buyer wish to assume the tenancy.

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Property Summary

This detached home located at 232 Main Street, Smooth Rock Falls is currently for sale and has been available on SousaSells for 179 days. This property is listed at $89,900 with an estimated mortgage of $299* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 232 Main Street, Smooth Rock Falls is in the SRF neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in SRF, Smooth Rock Falls.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 26, 2026
Sold price information is available to members only
AddedMar 3, 2026 (179 days ago)
UpdatedMar 26, 2026 (156 days ago)
Last Checked7 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size50 Ă— 200 Feet
CountyCochrane
Annual Tax$1,287.28
Legal DescriptionPCL 5286 SEC NEC SRO; LT 14 PL M171C KENDREY; SMOOTH ROCK FALLS PIN# 651970703

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 232 Main Street, Smooth Rock Falls, ON

Q.What is the asking price for 232 Main Street, Smooth Rock Falls, ON ?

The current listing price for 232 Main Street, Smooth Rock Falls, ON in SRF, Smooth Rock Falls is $89,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 232 Main Street, Smooth Rock Falls, ON ?

232 Main Street, Smooth Rock Falls, ON is a Detached (Bungalow) featuring a Full, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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232 Main Street, Smooth Rock Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

SRF, Smooth Rock Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 232 Main Street, Smooth Rock Falls, ON P0L 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smooth Rock Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$26,970 (30.0%)
* Minimum Canadian down payment required for this price is $4,495.
Amortization Period30 Years
Estimated Monthly Payment$299Based on a loan of $62,930 over 30 years.
Purchase Price$89,900
Loan Amount$62,930
Provincial Land Transfer Tax:$624
Total Estimated Closing Taxes:$624

About Purchasing a Home in Smooth Rock Falls, ON

For a property listed at $89,900 in Smooth Rock Falls, the legal minimum down payment is $4,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $624 for this transaction. As this listing is in Smooth Rock Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $624.

Similar Listings in SRF, Smooth Rock Falls

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SRF, Smooth Rock Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for SRF, Smooth Rock Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$109,446

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in SRF, Smooth Rock Falls

Elementary Schools

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Secondary Schools

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SRF, Smooth Rock Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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