9939 Florence Street, Southwold, ON

$549,900
MLS#:X13709228
3 beds
4 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Added:Aug 24, 2026(5 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Southwold Town. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 32.9 x 110.89 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum
  • equipped with central air central cooling and highly efficient heat pump heating via gas

Description

Great Family Home on quiet cul de sac with easy commute to London. Mailing address is 9939 Florence St., St.Thomas. Convenient Main Floor Laundry, Eating Area leads out to Sundeck with Gazebo. Primary Suite with 3pc ensuite bath and walk in closet. New carpet (May 2026) on stairs and all bedrooms on Second Level. Familyroom , Office/Bonus Room and 3pc bath and storage room in Basement. Man Door in Garage. Cat Patio can stay or Seller will remove before closing. Just move in and enjoy this One Owner well cared for Home.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 9939 Florence Street, Southwold is currently for sale and has been available on SousaSells for 5 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 4 bathrooms, and is 1100-1500 square feet. 9939 Florence Street, Southwold is in the Southwold Town neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Southwold Town, Southwold.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Southwold.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 24, 2026 (5 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size32.9 × 110.89 Feet
CountyElgin
Annual Tax$3,022
Legal DescriptionPCL 22-1 SEC 11M88; LT 22 PL11M88 SOUTHWOLD; SOUTHWOLD

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

  • Cul de Sac/Dead End
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • Central Vacuum

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 9939 Florence Street, Southwold, ON

Q.What is the asking price for 9939 Florence Street, Southwold, ON ?

The current listing price for 9939 Florence Street, Southwold, ON in Southwold Town, Southwold is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 9939 Florence Street, Southwold, ON ?

9939 Florence Street, Southwold, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What key property features does 9939 Florence Street, Southwold, ON offer?

Key property features include: Cul de Sac/Dead End, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Central Vacuum.

Q.What security features are installed at 9939 Florence Street, Southwold, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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9939 Florence Street, Southwold, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Southwold Town, Southwold

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 9939 Florence Street, Southwold, ON N5P 4L3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Southwold, ON

For a property listed at $549,900 in Southwold, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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Southwold Town, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Southwold Town, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$830,925

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Southwold Town, Southwold

Elementary Schools

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Secondary Schools

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Southwold Town, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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