95 Ontario Street, Stratford, ON

$1,300,000
MLS#:X13085046
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0 beds
4 baths
Commercial
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This property was sold on May 27, 2026. This listing is for reference purposes only. to view the sold price.

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Added:May 5, 2026(116 days ago)
Updated:May 27, 2026(94 days ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Stratford. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,300,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 4 Bathrooms
  • Premium 18.65 x 132 ft lot size
  • equipped with yes central cooling and highly efficient other heating

Description

Prime Downtown Retail Property For Sale - (Business NOT for sale). Exceptional Investment OpportunityPresenting a rare chance to own a fully renovated retail building in a prime downtown location with exceptional income potential. This property comprises 3 units and boasts a gross annual income of $96,000. Benefit from a secure investment with a AAA long-term tenant in place, ensuring stable returns. Two luxury, fully furnished apartments offer added versatility and are ideal for either short or long-term rental.Key features include a private elevator, extensive renovations with over $1M invested into the building, and phase 3 electrical service. Please note: the property is for sale only, not the business.Don't miss this exclusive opportunity to acquire a turnkey downtown asset with high-quality tenants and premium residential space.

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Property Summary

This commercial retail located at 95 Ontario Street, Stratford is currently for sale and has been available on SousaSells for 116 days. This property is listed at $1,300,000 with an estimated mortgage of $4,327* per month. It has 0 beds, 4 bathrooms, and is unknown square feet. 95 Ontario Street, Stratford is in the Stratford neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Stratford, Stratford.

Great for Small Household / Couples
What We Love About This Home
  • 4 well-appointed bathrooms
  • Desirable Commercial Retail architecture in Stratford, Stratford
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
4
Property Type
Commercial

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedMay 5, 2026 (116 days ago)
UpdatedMay 27, 2026 (94 days ago)
Last Checked7 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size18.65 × 132 Feet
CountyPerth
Annual Tax$15,129.63
Legal DescriptionPt Lt 48 Pl 20 Stratford As In R260601; Stratford

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeOther
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • Yes

Community Features

  • Major Highway
  • Public Transit

Frequently Asked Questions about 95 Ontario Street, Stratford, ON

Q.What is the asking price for 95 Ontario Street, Stratford, ON ?

The current listing price for 95 Ontario Street, Stratford, ON in Stratford, Stratford is $1,300,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 4 bathrooms.

Q.What property type and architectural style is 95 Ontario Street, Stratford, ON ?

95 Ontario Street, Stratford, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Major Highway, Public Transit.

Q.What security features are installed at 95 Ontario Street, Stratford, ON ?

Security features include: Yes.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

Location

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95 Ontario Street, Stratford, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Stratford, Stratford

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 95 Ontario Street, Stratford, ON N5A 3H1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.

Configure Loan Settings

Interest Rate4.00%
Down Payment$390,000 (30.0%)
* Minimum Canadian down payment required for this price is $260,000.
Amortization Period30 Years
Estimated Monthly Payment$4,327Based on a loan of $910,000 over 30 years.
Purchase Price$1,300,000
Loan Amount$910,000
Provincial Land Transfer Tax:$22,475
Total Estimated Closing Taxes:$22,475

About Purchasing a Home in Stratford, ON

For a property listed at $1,300,000 in Stratford, the legal minimum down payment is $260,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,475 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,475.

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Stratford, Stratford Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stratford, Stratford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$804,139

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Stratford, Stratford

Elementary Schools

Jeanne Sauvé
Public8 Grange Street, Stratford, Ontario, N5A 3P6
6.4
Romeo
Public49 Rebecca Street, Stratford, Ontario, N5A 3P2
3.8
Shakespeare
Public35 Mowat Street, Stratford, Ontario, N5A 2B8
4.3
St Aloysius
Public228 Avondale Avenue, Stratford, Ontario, N5A 6N4
7.4
Bedford
Public59 Bedford Drive, Stratford, Ontario, N5A 5J7
6.8

Secondary Schools

St. Michael
Catholic240 Oakdale Avenue, Stratford, Ontario, N5A 7W2
7.0
Stratford District
PublicFreeland Drive, Stratford, Ontario, N5A 1L4
5.4

Stratford, Stratford Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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