528 St Clair Street, Warwick, ON

$229,000
MLS#:X12660342
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2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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This property was sold on January 14, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jan 5, 2026(236 days ago)
Updated:Jan 14, 2026(227 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Watford. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $229,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66 x 132 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Primary Bedroom - Main Floor
  • Efficient other heating via gas

Description

Welcome to 528 St. Clair Street. This home is perfect for first-time buyers, investors, or anyone dreaming of customizing their own space. Convenient one floor living with original hardwood floors, bright enclosed front porch, and eat in kitchen. Located on a large lot with loads of room for future home expansion and/or garage. This home offers incredible potential in a family friendly, quiet neighborhood. Walking distance to schools, parks, community centre (YMCA), and local downtown shops. Great opportunity at this price, come and take alook!

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Property Summary

This detached home located at 528 St Clair Street, Warwick is currently for sale and has been available on SousaSells for 236 days. This property is listed at $229,000 with an estimated mortgage of $762* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 528 St Clair Street, Warwick is in the Watford neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Watford, Warwick.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 14, 2026
Sold price information is available to members only
AddedJan 5, 2026 (236 days ago)
UpdatedJan 14, 2026 (227 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementCrawl Space
Lot Size66 Ă— 132 Feet
CountyLambton
Annual Tax$1,290
Legal DescriptionPT LT H PL 2 WATFORD AS IN L586649; WARWICK

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingNone

Features

Property Features

None listed

Interior Features

  • Water Heater Owned
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 528 St Clair Street, Warwick, ON

Q.What is the asking price for 528 St Clair Street, Warwick, ON ?

The current listing price for 528 St Clair Street, Warwick, ON in Watford, Warwick is $229,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 528 St Clair Street, Warwick, ON ?

528 St Clair Street, Warwick, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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528 St Clair Street, Warwick, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Watford, Warwick

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 528 St Clair Street, Warwick, ON N0M 2S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Warwick.

Configure Loan Settings

Interest Rate4.00%
Down Payment$68,700 (30.0%)
* Minimum Canadian down payment required for this price is $11,450.
Amortization Period30 Years
Estimated Monthly Payment$762Based on a loan of $160,300 over 30 years.
Purchase Price$229,000
Loan Amount$160,300
Provincial Land Transfer Tax:$2,015
Total Estimated Closing Taxes:$2,015

About Purchasing a Home in Warwick, ON

For a property listed at $229,000 in Warwick, the legal minimum down payment is $11,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,015 for this transaction. As this listing is in Warwick (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,015.

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Watford, Warwick Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Watford, Warwick.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,718,322

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Watford, Warwick

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Watford, Warwick Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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