312 Phipps Street, Fort Erie, ON

$549,900
MLS#:X13672424
3 beds
2 baths
1100-1500 sqft
11.0 parking
Residential Freehold
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Added:Aug 12, 2026(17 days ago)
Updated:Aug 18, 2026(11 days ago)
Last Checked:15 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium vinyl siding and metal/steel siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 165 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 11.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Check out this beautiful three-bedroom, one-and-a-half-bath property that has it all. This nicely maintained home boasts fantastic curb appeal and a charming exterior that welcomes you right from the street. Once inside, you'll instantly feel at home. The open concept main floor creates a spacious and inviting atmosphere, perfect for entertaining or simply enjoying quality time with family and friends. You could be cooking up a storm in the updated kitchen while still being part of the action in the living room. The recent renovations enhance the home's charm, making it move-in ready while giving you the opportunity to add your personal touch. Another great feature of this property is the detached garage, complete with a brand new concrete floor. Whether you're a car enthusiast, need extra storage, or want a workshop for projects this garage will suit your needs. The fenced-in yard is another feature that really sets this home apart. It's perfect for pets to roam freely and children to play safely. The meticulously maintained landscaping adds to the allure, creating an outdoor oasis that you'll be proud to show off during summer barbecues. Just a short stroll away is downtown, where you'll find a vibrant array of shops and eateries. Imagine waking up, grabbing a coffee, and taking a leisurely stroll down to the Niagara River and Friendship Trail.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 312 Phipps Street, Fort Erie is currently for sale and has been available on SousaSells for 17 days. This property is listed at $549,900 with an estimated mortgage of $1,830* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 312 Phipps Street, Fort Erie is in the Central neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Central, Fort Erie.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Fort Erie.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 12, 2026 (17 days ago)
UpdatedAug 18, 2026 (11 days ago)
Last Checked15 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Metal/Steel Siding
BasementUnfinished
Lot Size66 × 165 Feet
CountyNiagara
Annual Tax$2,746
Legal DescriptionLT 71 N/S Phipps St PL 525 Village of Bridgewater Except R0722868

Parking & Garage

Parking Total11.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 312 Phipps Street, Fort Erie, ON

Q.What is the asking price for 312 Phipps Street, Fort Erie, ON ?

The current listing price for 312 Phipps Street, Fort Erie, ON in Central, Fort Erie is $549,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 312 Phipps Street, Fort Erie, ON ?

312 Phipps Street, Fort Erie, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 11.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

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Location

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312 Phipps Street, Fort Erie, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Central, Fort Erie

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 312 Phipps Street, Fort Erie, ON L2A 2V6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Configure Loan Settings

Interest Rate4.00%
Down Payment$164,970 (30.0%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period30 Years
Estimated Monthly Payment$1,830Based on a loan of $384,930 over 30 years.
Purchase Price$549,900
Loan Amount$384,930
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Fort Erie, ON

For a property listed at $549,900 in Fort Erie, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

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Central, Fort Erie Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$573,842

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Central, Fort Erie

Elementary Schools

Our Lady of Victory
Public300 Central Avenue, Fort Erie, Ontario, L2A 3T3
5.0
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8
St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Central, Fort Erie Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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