3803 Terrace Lane, Fort Erie, ON

$650,000
MLS#:X13458480
9 beds
3 baths
2500-3000 sqft
2.0 parking
Residential Freehold
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Added:Jun 16, 2026(74 days ago)
Updated:Jun 17, 2026(73 days ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Crystal Beach. Expertly crafted featuring premium asbestos siding construction, this residence presents an exceptional opportunity offered at $650,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 9 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 51.5 x 141.08 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Garburator, Water Heater Owned
  • Efficient other heating via other

Description

Welcome to your family's next chapter of lakeside memories. This charming seasonal cottage sits on a generous 50 x 141 lot directly on the water - offering endless opportunities to swim, paddleboard, float, BBQ, relax, and watch both sunrises and sunsets from your own backyard. Though this humble 2-storey cottage needs some TLC, the potential is undeniable. With plenty of room inside and out, it's a rare chance to invest in prime waterfront and make it your own. The main floor features a sprawling open-concept dining & living area complete with a classic wood-burning fireplace surrounded by lake-stone, plus a lake-facing sunroom and family room that invites natural light and stunning views. A full kitchen, servery, pantry, laundry area, and two 3-piece bathrooms add practicality and space for hosting family and friends. Upstairs, the cottage surprises with ample sleeping accommodations - space for up to 18 guests - and a 4-piece bathroom, perfect for large family gatherings or shared seasonal retreats. The front yard offers shaded areas for lawn games, parking, a storage shed and is set back from the road for added privacy. Enjoy beach days right in your backyard, then unwind around a campfire under the stars. Located just steps from Crystal Beach Waterfront Park with its playground, pavilion, boat launch, and popular summer events like food trucks and live music. You're also within walking distance to Crystal Beach's shops, restaurants, and beautiful sandy shoreline. Whether you're dreaming of a personal summer getaway or looking for a waterfront investment, this is your chance to secure a piece of Lake Erie paradise.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 3803 Terrace Lane, Fort Erie is currently for sale and has been available on SousaSells for 74 days. This property is listed at $650,000 with an estimated mortgage of $2,164* per month. It has 9 beds, 3 bathrooms, and is 2500-3000 square feet. 3803 Terrace Lane, Fort Erie is in the Crystal Beach neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 9 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Crystal Beach, Fort Erie.

Highly Recommended for Families
What We Love About This Home
  • •9 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Crystal Beach, Fort Erie.

Target Buyer Match

Key Features

Bedrooms
9
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 16, 2026 (74 days ago)
UpdatedJun 17, 2026 (73 days ago)
Last Checked17 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAsbestos Siding
BasementCrawl Space
Lot Size51.5 Ă— 141.08 Feet
CountyNiagara
Annual Tax$6,074
Legal DescriptionLT 18 PL 410 BERTIE; FORT ERIE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeOther
CoolingNone

Features

Property Features

  • Lake/Pond
  • Park
  • Waterfront
  • Clear View

Interior Features

  • Garburator
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 3803 Terrace Lane, Fort Erie, ON

Q.What is the asking price for 3803 Terrace Lane, Fort Erie, ON ?

The current listing price for 3803 Terrace Lane, Fort Erie, ON in Crystal Beach, Fort Erie is $650,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 9 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 3803 Terrace Lane, Fort Erie, ON ?

3803 Terrace Lane, Fort Erie, ON is a Detached (2-Storey) featuring a Crawl Space basement.

Q.What key property features does 3803 Terrace Lane, Fort Erie, ON offer?

Key property features include: Lake/Pond, Park, Waterfront, Clear View.

Q.What interior features are included in this home?

Interior highlights include: Garburator, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via None.

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Location

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3803 Terrace Lane, Fort Erie, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Crystal Beach, Fort Erie

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3803 Terrace Lane, Fort Erie, ON L0S 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Configure Loan Settings

Interest Rate4.00%
Down Payment$195,000 (30.0%)
* Minimum Canadian down payment required for this price is $40,000.
Amortization Period30 Years
Estimated Monthly Payment$2,164Based on a loan of $455,000 over 30 years.
Purchase Price$650,000
Loan Amount$455,000
Provincial Land Transfer Tax:$9,475
Total Estimated Closing Taxes:$9,475

About Purchasing a Home in Fort Erie, ON

For a property listed at $650,000 in Fort Erie, the legal minimum down payment is $40,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,475 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,475.

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Crystal Beach, Fort Erie Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Crystal Beach, Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$748,034

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Crystal Beach, Fort Erie

Elementary Schools

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Secondary Schools

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Crystal Beach, Fort Erie Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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