99 King Street, Gananoque, ON

$1,550,000
MLS#:X13048254
3 beds
3 baths
3500-5000 sqft
1.0 parking
Residential Freehold
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Added:Apr 27, 2026(124 days ago)
Updated:Aug 10, 2026(19 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Gananoque. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 60 x 53.75 ft lot
  • 1.0 total parking spaces available
  • Notable attributes: Storage
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to 99 King Street East, a rare mixed use opportunity in the heart of downtown Gananoque. This landmark corner property offers exceptional visibility at King and Stone, just steps from shops, restaurants, and the waterfront. The main level features nearly 3,000 sq. ft. of open commercial space with soaring vaulted ceilings, originally designed as a bank. Bright, versatile, and full of character, it includes a private office, full bath and a second level mezzanine ideal for storage or an additional workspace. With its prominent storefront exposure, this level is perfectly suited for a gallery, retail shop, studio, professional office, or a business looking for high foot traffic. The upper level offers a spacious three bedroom, one bath residential unit with its own private entrance. The layout includes a large living room, dining room, and an eat in Eden style kitchen, along with access to an outdoor patio area. A great option for owner occupancy or as a reliable income producing rental. Whether you're an investor seeking a strong mixed use asset, an entrepreneur wanting to live above your business, or a buyer looking to expand your portfolio in a growing community, this property delivers flexibility, character, and long term potential in one of Gananoque's most desirable commercial corridors.

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Property Summary

This detached home located at 99 King Street, Gananoque is currently for sale and has been available on SousaSells for 124 days. This property is listed at $1,550,000 with an estimated mortgage of $5,159* per month. It has 3 beds, 3 bathrooms, and is 3500-5000 square feet. 99 King Street, Gananoque is in the Gananoque neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Gananoque, Gananoque.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Gananoque.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSuspended
AddedApr 27, 2026 (124 days ago)
UpdatedAug 10, 2026 (19 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementNone
Lot Size60 Ă— 53.75 Feet
CountyLeeds and Grenville
Annual Tax$15,356.39
Legal DescriptionT LT 626 E GANANOQUE RIVER PL 86 AS IN LR157457; GANANOQUE

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Library
  • Other
  • Park
  • School
  • School Bus Route

Interior Features

  • Storage

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 99 King Street, Gananoque, ON

Q.What is the asking price for 99 King Street, Gananoque, ON ?

The current listing price for 99 King Street, Gananoque, ON in Gananoque, Gananoque is $1,550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 99 King Street, Gananoque, ON ?

99 King Street, Gananoque, ON is a Detached (2-Storey) featuring a None basement.

Q.What key property features does 99 King Street, Gananoque, ON offer?

Key property features include: Library, Other, Park, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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99 King Street, Gananoque, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Gananoque, Gananoque

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 99 King Street E, Gananoque, ON K7G 1E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$465,000 (30.0%)
* Minimum Canadian down payment required for this price is $310,000.
Amortization Period30 Years
Estimated Monthly Payment$5,159Based on a loan of $1,085,000 over 30 years.
Purchase Price$1,550,000
Loan Amount$1,085,000
Provincial Land Transfer Tax:$27,475
Total Estimated Closing Taxes:$27,475

About Purchasing a Home in Gananoque, ON

For a property listed at $1,550,000 in Gananoque, the legal minimum down payment is $310,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,475 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,475.

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Gananoque, Gananoque Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,283

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Gananoque, Gananoque

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Gananoque, Gananoque Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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