29 Railway Street, Georgian Bay, ON

$379,000
MLS#:X13502030
4 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Added:Jun 28, 2026(62 days ago)
Updated:Aug 15, 2026(14 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey triplex located in the coveted neighborhood of Freeman. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $379,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 53 x 150 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Accessory Apartment
  • Efficient baseboard heating via electric

Description

The price has been reduced 5 times for this 3 Unit Residential Home with an additional inlaw suite and a third apartment upstairs. Excellent location near the beach at Stewart Lake. Close to everything in the Village of Mactier, about one hour north of Barrie, two hours north of Toronto. Excellent off-water investment to live full time in one unit and or use for extended family member as an in-law suite. Each unit has its own kitchen, living room, bath, and bedroom. The property is connected to municipal water and sewer services. Mactier fronts on Stewart Lake and is close to Lake Joseph, and many other lakes and crown land. There is the beach, a boat launch, train station, library, post office, LCBO, school, arena, baseball field, firehall, grocery store, hardware store, and more. Excellent South Muskoka Location just off Highway 400 between the Downtown Area and the Public Beach at Stewart Lake. Excellent Muskoka Investment Opportunity. Currently vacant and easy to veiw. Cash flow estimate available, please contact the listing agent to veiw.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This triplex located at 29 Railway Street, Georgian Bay is currently for sale and has been available on SousaSells for 62 days. This property is listed at $379,000 with an estimated mortgage of $1,262* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 29 Railway Street, Georgian Bay is in the Freeman neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Freeman, Georgian Bay.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Freeman, Georgian Bay.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
3
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 28, 2026 (62 days ago)
UpdatedAug 15, 2026 (14 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementCrawl Space
Lot Size53 × 150 Feet
CountyMuskoka
Annual Tax$1,507.4
Legal DescriptionPCL 30350 SEC MUSKOKA; LT 23 PL M24 FREEMAN; PT LT 26 PL M24 FREEMAN S ELY 3 FT FROM FRONT TO REAR; GEORGIAN BAY ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • Accessory Apartment

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 29 Railway Street, Georgian Bay, ON

Q.What is the asking price for 29 Railway Street, Georgian Bay, ON ?

The current listing price for 29 Railway Street, Georgian Bay, ON in Freeman, Georgian Bay is $379,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 29 Railway Street, Georgian Bay, ON ?

29 Railway Street, Georgian Bay, ON is a Triplex (1 1/2 Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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29 Railway Street, Georgian Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Freeman, Georgian Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 29 Railway Street, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$113,700 (30.0%)
* Minimum Canadian down payment required for this price is $18,950.
Amortization Period30 Years
Estimated Monthly Payment$1,262Based on a loan of $265,300 over 30 years.
Purchase Price$379,000
Loan Amount$265,300
Provincial Land Transfer Tax:$4,160
Total Estimated Closing Taxes:$4,160

About Purchasing a Home in Georgian Bay, ON

For a property listed at $379,000 in Georgian Bay, the legal minimum down payment is $18,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,160 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,160.

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Freeman, Georgian Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,199

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Freeman, Georgian Bay

Elementary Schools

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Secondary Schools

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Freeman, Georgian Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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