296 High Street, Georgian Bay, ON

$459,999
MLS#:X13025098
3 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Added:Apr 21, 2026(130 days ago)
Updated:Jun 17, 2026(73 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium board & batten and wood construction, this residence presents an exceptional opportunity offered at $459,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 60 x 330.74 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

Mactier - Where Muskoka Meets Georgian Bay, Adventure Begins at Your Doorstep. Welcome to 296 High Street, a fantastic opportunity to own a charming home in the heart of Mactier-one of the most desirable gateway communities to Georgian Bay and Muskoka. Offering 3 bedrooms and 1 bathroom, this property is ideal for families, first-time buyers, cottagers, or investors looking to enjoy small-town living with incredible access to the surrounding lakes and amenities. Inside, you'll find a spacious kitchen and living area designed for everyday comfort and entertaining. The functional layout provides bright, open living spaces, while the lower level offers potential for a small finished basement area-perfect for a rec room, office, gym, or additional storage. Step outside to enjoy the generous front and back yards, offering plenty of room for children, pets, gardening, or outdoor gatherings. Whether you're looking to relax around a firepit, create your dream backyard retreat, or simply enjoy the benefits of a large lot, this property offers endless possibilities. Location is where this home truly shines. Just minutes from all township amenities in Mactier, including shops, dining, parks, schools, and everyday essentials. Commuters and weekenders alike will appreciate being only moments from Highway 400, providing easy access north or south. You're also conveniently close to some of Muskoka's most sought-after destinations including Lake Joseph Marina, Port Carling, Bala, world-class golf, boating, and endless outdoor recreation. Whether you're searching for a full-time residence, weekend getaway, or investment in a growing community, 296 High Street offers exceptional value in a premium location.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 296 High Street, Georgian Bay is currently for sale and has been available on SousaSells for 130 days. This property is listed at $459,999 with an estimated mortgage of $1,531* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 296 High Street, Georgian Bay is in the Freeman neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Freeman, Georgian Bay.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgian Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedApr 21, 2026 (130 days ago)
UpdatedJun 17, 2026 (73 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten , Wood
BasementUnfinished, Partial Basement
Lot Size60 × 330.74 Feet
CountyMuskoka
Annual Tax$1,100
Legal DescriptionPCL 10831 SEC MUSKOKA; PT LT 3 CON 6 FREEMAN AS IN LT7656; GEORGIAN BAY; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Beach
  • Library
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Interior Features

  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 296 High Street, Georgian Bay, ON

Q.What is the asking price for 296 High Street, Georgian Bay, ON ?

The current listing price for 296 High Street, Georgian Bay, ON in Freeman, Georgian Bay is $459,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 296 High Street, Georgian Bay, ON ?

296 High Street, Georgian Bay, ON is a Detached (Bungalow) featuring a Unfinished, Partial Basement basement.

Q.What key property features does 296 High Street, Georgian Bay, ON offer?

Key property features include: Beach, Library, Park, Place Of Worship, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.What security features are installed at 296 High Street, Georgian Bay, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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296 High Street, Georgian Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Freeman, Georgian Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 296 High Street, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$138,000 (30.0%)
* Minimum Canadian down payment required for this price is $23,000.
Amortization Period30 Years
Estimated Monthly Payment$1,531Based on a loan of $321,999 over 30 years.
Purchase Price$459,999
Loan Amount$321,999
Provincial Land Transfer Tax:$5,675
Total Estimated Closing Taxes:$5,675

About Purchasing a Home in Georgian Bay, ON

For a property listed at $459,999 in Georgian Bay, the legal minimum down payment is $23,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,675 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,675.

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Freeman, Georgian Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,199

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Freeman, Georgian Bay

Elementary Schools

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Secondary Schools

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Freeman, Georgian Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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