3102 Twelve Mile Bay Road, Georgian Bay, ON

$1,299,000
MLS#:X13713442
4 beds
1 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Added:Aug 26, 2026(3 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable Bungalow duplex located in the coveted neighborhood of Freeman. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 305 x 395.21 ft lot
  • 10.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Other
  • Efficient other heating via wood

Description

This is Bent Pine Point. Enjoy both sunrise and sunsets on this tranquil rock point with 305feet of panoramic frontage. Cottage was completely renovated in 2023 with new floor to ceiling Black Windows and doors, metal roof, all plumbing and electrical. The cottage was gutted to the studs with new plank floors, gorgeous new open concept kitchen with quartz counter and exceptional views of the gorgeous Bay. Brand new bathroom, cottage was fully insulated with shiplap throughout to give it a cozy nautical feel. Vaulted pine ceilings throughout, every inch of this retreat was redone. Too many views to list on this almost 2 acre property. Brand new Aluminum Railings on the upper decking and a massive dock with boat house for entertaining was redone in 2022. Guests walk the quaint bridge from the cottage to stay in 1 of the 2 renovated Bunkies. The cottage comfortably sleeps 12 for those Friend and Family gatherings. Twelve Mile Bay is a hidden gem off Georgian Bay. The quiet calm, deep waters allow for great skiing and swimming with minimal boat traffic and for the days you want to fish or explore the big Waters and Georgian Bay Islands, its a direct access 5 minute Boat ride from the cottage.15 min drive to MacTier for groceries, road access on paved road and 3 minute Boat ride to Marina. This is a little slice of heaven you wont want to miss.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This duplex located at 3102 Twelve Mile Bay Road, Georgian Bay is currently for sale and has been available on SousaSells for 3 days. This property is listed at $1,299,000 with an estimated mortgage of $4,324* per month. It has 4 beds, 1 bathroom, and is 700-1100 square feet. 3102 Twelve Mile Bay Road, Georgian Bay is in the Freeman neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Freeman, Georgian Bay.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Freeman, Georgian Bay.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (3 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size305 × 395.21 Feet
CountyMuskoka
Annual Tax$3,032.39
Legal DescriptionPCL 16105 SEC MUSKOKA; SUMMER RESORT LT 18 PL M312 FREEMAN; PT RDAL IN FRONT OF LT 44 CON 7 FREEMAN CLOSED BY LT159876 PT 1 35R13246; GEORGIAN BAY ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeBuilt-In

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingNone

Features

Property Features

  • Lake Access

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 3102 Twelve Mile Bay Road, Georgian Bay, ON

Q.What is the asking price for 3102 Twelve Mile Bay Road, Georgian Bay, ON ?

The current listing price for 3102 Twelve Mile Bay Road, Georgian Bay, ON in Freeman, Georgian Bay is $1,299,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 3102 Twelve Mile Bay Road, Georgian Bay, ON ?

3102 Twelve Mile Bay Road, Georgian Bay, ON is a Duplex (Bungalow) featuring a None basement.

Q.What key property features does 3102 Twelve Mile Bay Road, Georgian Bay, ON offer?

Key property features include: Lake Access.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Wood and cooling via None.

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Location

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3102 Twelve Mile Bay Road, Georgian Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Freeman, Georgian Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3102 Twelve Mile Bay Road, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$389,700 (30.0%)
* Minimum Canadian down payment required for this price is $259,800.
Amortization Period30 Years
Estimated Monthly Payment$4,324Based on a loan of $909,300 over 30 years.
Purchase Price$1,299,000
Loan Amount$909,300
Provincial Land Transfer Tax:$22,455
Total Estimated Closing Taxes:$22,455

About Purchasing a Home in Georgian Bay, ON

For a property listed at $1,299,000 in Georgian Bay, the legal minimum down payment is $259,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,455 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,455.

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Freeman, Georgian Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,199

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Freeman, Georgian Bay

Elementary Schools

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Secondary Schools

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Freeman, Georgian Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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