3228 Twelve Mile Bay Road, Georgian Bay, ON

$999,000
MLS#:X13442096
3 beds
1 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Added:Jun 13, 2026(77 days ago)
Updated:Jun 13, 2026(77 days ago)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 111 x 211.39 ft lot
  • 8.0 total parking spaces available
  • Notable attributes: Carpet Free, Separate Hydro Meter, Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

WATER'S EDGE RETREAT in MUSKOKA on Georgian Bay! Experience waterfront living at its finest in this beautifully renovated cottage on the sheltered shores of Twelve Mile Bay. Offering breathtaking views, sunsets, and endless days on the water, this retreat blends comfort, recreation, and convenience.The cottage features 3 bedrooms, 1 bathroom, and a new bunkie for family and guests, combined sleeping spaces can accommodate 10. Designed to maximize its waterfront setting, the bright open-concept interior is filled with natural light and water views. Sliding glass doors open to a spacious deck, ideal for morning coffee, dining, or relaxing while enjoying the scenery.Enjoy clean, protected waters ideal for swimming, water activities and boating. A new 10' x 40' floating dock offers ample space for lounging, docking watercraft, and enjoying cottage life. Explore nearby islands or relax by the shore in this classic Georgian Bay setting.Recent upgrades include a *new bunkie, *new dock, *new septic system, *new roof, and access via a newly paved municipal road. A private driveway ensures easy access, while the generous land area south of the cottage offers future expansion potential. Explore Georgian Bay and the world's largest freshwater archipelago, this property offers excellent boating, fishing, and recreation in a protected, peaceful setting close to major natural attractions.Whether as a family cottage, or waterfront investment, Water's Edge Retreat offers lasting memories for years to come.****Features: Drive to Georgian Bay, 3 bedrooms, 1 bathroom, large bunkie, renovated interior, protected waterfront on Twelve Mile Bay, new 10' x 40' floating dock, clean swimming water, spacious deck, new septic, new roof, paved municipal road access, private driveway, expansion potential, and quick access to open Georgian Bay.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 3228 Twelve Mile Bay Road, Georgian Bay is currently for sale and has been available on SousaSells for 77 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 3228 Twelve Mile Bay Road, Georgian Bay is in the Freeman neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Freeman, Georgian Bay.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgian Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 13, 2026 (77 days ago)
UpdatedJun 13, 2026 (77 days ago)
Last Checked21 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size111 × 211.39 Feet
CountyMuskoka
Annual Tax$2,524
Legal DescriptionPCL 18892 SEC MUSKOKA;SUMMER RESORT LT 40 PL M414 FREEMAN;GEORGIAN BAY;THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total8.0
Parking Space8
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Separate Hydro Meter
  • Water Heater Owned
  • Water Treatment

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 3228 Twelve Mile Bay Road, Georgian Bay, ON

Q.What is the asking price for 3228 Twelve Mile Bay Road, Georgian Bay, ON ?

The current listing price for 3228 Twelve Mile Bay Road, Georgian Bay, ON in Freeman, Georgian Bay is $999,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 3228 Twelve Mile Bay Road, Georgian Bay, ON ?

3228 Twelve Mile Bay Road, Georgian Bay, ON is a Detached (Bungalow) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Separate Hydro Meter, Water Heater Owned, Water Treatment.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

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Location

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3228 Twelve Mile Bay Road, Georgian Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Freeman, Georgian Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3228 Twelve Mile Bay Road, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Georgian Bay, ON

For a property listed at $999,000 in Georgian Bay, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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Freeman, Georgian Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,199

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Freeman, Georgian Bay

Elementary Schools

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Secondary Schools

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Freeman, Georgian Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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