434 South Bay Road, Georgian Bay, ON

$1,300,000
MLS#:X13050274
3 beds
3 baths
2000-2500 sqft
10.0 parking
Residential Freehold
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Added:Apr 27, 2026(124 days ago)
Updated:Jun 12, 2026(78 days ago)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Baxter. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,300,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 415 x 980 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

TO BE BUILT - This custom built home is based on a modified Beaver Homes Bridle Trail plan. The home features a large primary suite with a full ensuite washroom and walk in closets. The additional 2 bedrooms are on the opposite side of the living space, and share a second washroom. The centrepiece of the home is a spacious open concept living area, featuring a great room, dining area and a kitchen with a large island. Above the 2 car garage, there's a 274 square foot bonus room, which could be configured as an additional bedroom or a family room. The estate lot consists of approximately 5.11 acres of mixed forest with beautiful granite outcroppings. It is only a few minutes away from a nearby marina, and access to Georgian Bay and the closest golf course is only 10 minutes away. In the winter, there are OFSC snowmobile trails nearby as well as ski hills within 30 minutes or so. *** On April 1, 2026, the Ontario Government applied an HST rebate program to remove the entire 13% HST from new home construction up to 1 million dollars. This will save you $130,000 in taxes. This applies to all purchase agreements signed between April 1, 2026, and March 31, 2027. Please see the Ontario Government website for more details.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 434 South Bay Road, Georgian Bay is currently for sale and has been available on SousaSells for 124 days. This property is listed at $1,300,000 with an estimated mortgage of $4,327* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 434 South Bay Road, Georgian Bay is in the Baxter neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Baxter, Georgian Bay.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgian Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedApr 27, 2026 (124 days ago)
UpdatedJun 12, 2026 (78 days ago)
Last Checked8 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size415 × 980 Feet
CountyMuskoka
Annual Tax$0
Legal DescriptionPART OF LOT 30, CONCESSION 10, GEOGRAPHIC TOWNSHIP OF BAXTER, PART 2 ON REFERENCE PLAN 35R27456 TOWNSHIP OF GEORGIAN BAY

Parking & Garage

Parking Total10.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Marina
  • Wooded/Treed
  • School Bus Route

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 434 South Bay Road, Georgian Bay, ON

Q.What is the asking price for 434 South Bay Road, Georgian Bay, ON ?

The current listing price for 434 South Bay Road, Georgian Bay, ON in Baxter, Georgian Bay is $1,300,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 434 South Bay Road, Georgian Bay, ON ?

434 South Bay Road, Georgian Bay, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What key property features does 434 South Bay Road, Georgian Bay, ON offer?

Key property features include: Marina, Wooded/Treed, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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434 South Bay Road, Georgian Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Baxter, Georgian Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 434 South Bay Road, Georgian Bay, ON L0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$390,000 (30.0%)
* Minimum Canadian down payment required for this price is $260,000.
Amortization Period30 Years
Estimated Monthly Payment$4,327Based on a loan of $910,000 over 30 years.
Purchase Price$1,300,000
Loan Amount$910,000
Provincial Land Transfer Tax:$22,475
Total Estimated Closing Taxes:$22,475

About Purchasing a Home in Georgian Bay, ON

For a property listed at $1,300,000 in Georgian Bay, the legal minimum down payment is $260,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,475 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,475.

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Baxter, Georgian Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Baxter, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,127,234

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Baxter, Georgian Bay

Elementary Schools

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Secondary Schools

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Baxter, Georgian Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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