45 Joseph Street, Georgian Bay, ON

$499,900
MLS#:X13426254
2 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
Loading property media...
Added:Jun 10, 2026(80 days ago)
Updated:Aug 20, 2026(9 days ago)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium vinyl siding and concrete construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 132 ft lot
  • Features a partial basement, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Propane Tank, Water Heater Owned
  • Efficient forced air heating via propane

Description

Welcome to this beautifully updated home featuring a spacious foyer entrance and an inviting open-concept main floor. Hardwood stairs lead both up and down, while the main living areas showcase attractive hand-scraped laminate flooring throughout the kitchen, dining room, and living room. The kitchen offers plenty of cupboard space and comes complete with a fridge, stove, dishwasher, washer, and dryer. A large pantry adds extra convenience and functionality to the home. The main floor bathroom has been recently renovated with ceramic finishes and a stone floor. One-bedroom features carpeting and a built-in closet organizer, while the primary bedroom includes a newly renovated ensuite and stylish barn doors leading to the closets and bathroom. Step outside to a generous rear deck overlooking a private backyard with no rear neighbours. The property also includes a Shelter Logic tent, providing additional storage or workspace. The basement offers direct entry and features a spacious recreation room with laminate flooring and a cozy wood-burning fireplace, perfect for relaxing or entertaining. The unfinished portion of the basement is clean and dry and houses a newer propane furnace, providing excellent storage and future development potential. Additional updates include a 125-amp electrical panel, newer roof, siding, and weeping tile system. Located in an area known for outdoor recreation, you'll enjoy easy access to snowmobile, ATV, and dirt bike trails, as well as excellent fishing and hunting opportunities. This move-in-ready property combines modern updates, practical features, and a fantastic location for year-round enjoyment.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 45 Joseph Street, Georgian Bay is currently for sale and has been available on SousaSells for 80 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 45 Joseph Street, Georgian Bay is in the Freeman neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Freeman, Georgian Bay.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 10, 2026 (80 days ago)
UpdatedAug 20, 2026 (9 days ago)
Last Checked22 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Concrete
BasementPartial Basement, Partially Finished
Lot Size66 × 132 Feet
CountyMuskoka
Annual Tax$1,478
Legal DescriptionPCL 4262 SEC MUSKOKA; LT 139 PL M74 FREEMAN; GEORGIAN BAY; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Beach
  • Fenced Yard
  • Lake Access
  • Marina
  • Rec./Commun.Centre
  • School Bus Route

Interior Features

  • Propane Tank
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 45 Joseph Street, Georgian Bay, ON

Q.What is the asking price for 45 Joseph Street, Georgian Bay, ON ?

The current listing price for 45 Joseph Street, Georgian Bay, ON in Freeman, Georgian Bay is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 45 Joseph Street, Georgian Bay, ON ?

45 Joseph Street, Georgian Bay, ON is a Detached (Bungalow) featuring a Partial Basement, Partially Finished basement.

Q.What key property features does 45 Joseph Street, Georgian Bay, ON offer?

Key property features include: Beach, Fenced Yard, Lake Access, Marina, Rec./Commun.Centre, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Propane Tank, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

Location

Initializing map...
45 Joseph Street, Georgian Bay, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Freeman, Georgian Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Joseph Street, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Georgian Bay, ON

For a property listed at $499,900 in Georgian Bay, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Similar Listings in Freeman, Georgian Bay

Explore all Just Listed Homes in Georgian Bay →

Freeman, Georgian Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,199

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Freeman, Georgian Bay

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Freeman, Georgian Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Georgian Bay

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Georgian Bay Homes
Residential Freehold for sale - 0 Bed, 0 Bath Home at 243 PRISQUE Road Georgian Bay ON listed at $399,000 (MLS# X13693764)
Added 12 days ago
$399,000
0bd
0ba
Residential Freehold

243 PRISQUE Road, Georgian Bay

Aug 17, 2026
DOM: 13

7.8 Acres of serenity within 1.5 hr drive from Toronto .676 feet of mixed shallow water frontage. Bu...

MLS#: X13693764
For Sale
Residential Freehold for sale - 3 Bed, 1 Bath Home at 309 High Street Georgian Bay ON listed at $470,000 (MLS# X13649140)
$470,000
3bd
1ba
1kt
Residential Freehold

309 High Street, Georgian Bay

Aug 7, 2026
DOM: 23

Welcome to easy cottage-living in the heart of MacTier! This tastefully upgraded 4-season, 3-bedroom...

MLS#: X13649140
For Sale
Residential Freehold for sale - 3 Bed, 1 Bath Home at 329 High Street Georgian Bay ON listed at $374,999 (MLS# X13633302)
$374,999
3bd
1ba
1kt
Residential Freehold

329 High Street, Georgian Bay

Aug 4, 2026
DOM: 26

Welcome to 329 High Street a double wide lot , a fantastic opportunity to own a charming home in the...

MLS#: X13633302
For Sale
Residential Freehold for sale - 0 Bed, 0 Bath Home at 1203 Honey Harbour Road Georgian Bay ON listed at $399,000 (MLS# X13624840)
Price Change
$399,000
0bd
0ba
Residential Freehold

1203 Honey Harbour Road, Georgian Bay

Jul 31, 2026
DOM: 30

Ultimate 34-acre Muskoka sanctuary in the heart of Port Severn. Rare opportunity to own over 34 acre...

MLS#: X13624840
For Sale