78 Stewart Lake Road, Georgian Bay, ON

$1,498,000
MLS#:X13521786
3 beds
2 baths
2000-2500 sqft
13.0 parking
Residential Freehold
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Added:Jul 3, 2026(57 days ago)
Updated:Aug 17, 2026(12 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium stone and board & batten construction, this residence presents an exceptional opportunity offered at $1,498,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 155 x 234.83 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 13.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient other heating via propane

Description

Experience true four-season waterfront living on beautiful Stewart Lake. Beautifully renovated in 2021, this move-in-ready waterfront home combines modern comfort with timeless Muskoka charm, featuring updated windows, roof, plumbing, a UV-filtered well, heated bathroom floors, a cozy wood-burning fireplace, and a heated garage. Enjoy the convenience of high-speed Bell Fiber Internet, making this an exceptional opportunity for remote professionals, hybrid work, or those seeking the flexibility to work from home while embracing the Muskoka lifestyle. Perfect as a year-round residence or luxury retreat, the property offers reliable access via a township-maintained road with winter maintenance, ensuring easy access in every season. Ideally located just minutes from Port Carling, golf, dining, shopping, and Highway 400, this exceptional waterfront home delivers the perfect balance of privacy, convenience, and year-round recreation. A turnkey purchase may also be available, subject to the agreed purchase price.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 78 Stewart Lake Road, Georgian Bay is currently for sale and has been available on SousaSells for 57 days. This property is listed at $1,498,000 with an estimated mortgage of $4,986* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 78 Stewart Lake Road, Georgian Bay is in the Freeman neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Freeman, Georgian Bay.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgian Bay.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 3, 2026 (57 days ago)
UpdatedAug 17, 2026 (12 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Board & Batten
BasementFull, Finished
Lot Size155 × 234.83 Feet
CountyMuskoka
Annual Tax$4,703
Legal DescriptionPCL 14771 SEC MUSKOKA; PT LT 3 CON 9 FREEMAN PT 5 35R10987; PT RDAL LYING IN FRONT OF LT 3 CON 9 FREEMAN CLOSED BY LT140077 PT 6 35R10987; GEORGIAN BAY ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total13.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeOther
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 78 Stewart Lake Road, Georgian Bay, ON

Q.What is the asking price for 78 Stewart Lake Road, Georgian Bay, ON ?

The current listing price for 78 Stewart Lake Road, Georgian Bay, ON in Freeman, Georgian Bay is $1,498,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 78 Stewart Lake Road, Georgian Bay, ON ?

78 Stewart Lake Road, Georgian Bay, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 13.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

Location

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78 Stewart Lake Road, Georgian Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Freeman, Georgian Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Stewart Lake Road, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$449,400 (30.0%)
* Minimum Canadian down payment required for this price is $299,600.
Amortization Period30 Years
Estimated Monthly Payment$4,986Based on a loan of $1,048,600 over 30 years.
Purchase Price$1,498,000
Loan Amount$1,048,600
Provincial Land Transfer Tax:$26,435
Total Estimated Closing Taxes:$26,435

About Purchasing a Home in Georgian Bay, ON

For a property listed at $1,498,000 in Georgian Bay, the legal minimum down payment is $299,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,435 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,435.

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Freeman, Georgian Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,199

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Freeman, Georgian Bay

Elementary Schools

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Secondary Schools

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Freeman, Georgian Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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