122 Cottage Lane, Georgian Bluffs, ON

$1,190,000
MLS#:X12993580
6 beds
4 baths
3000-3500 sqft
6.0 parking
Residential Freehold
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Added:Apr 13, 2026(138 days ago)
Updated:Jul 30, 2026(30 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,190,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 120 x 120 ft lot
  • Features a partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

YOU AREN'T GOING TO WANT TO MISS THIS ONE! Situated on a quiet street in a highly sought-after neighbourhood just outside the city limits, this distinguished 4 + 2 bedroom, 4-bathroom residence offers exceptional 180-degree views of Georgian Bay and a refined blend of comfort, functionality, and lifestyle appeal. The well-appointed layout is designed to accommodate both family living and entertaining, featuring generous principal rooms, a double car garage, and a spacious lower level with excellent potential for an in-law suite. The outdoor space is equally impressive, showcasing a beautifully updated inground pool and a substantial 20 X 27 detached shop, ideal for additional storage, hobbies, or workspace. Recent mechanical upgrades, including a new furnace and air conditioning system installed in 2025, provide added confidence and efficiency. This is a rare opportunity to acquire a turnkey property in a prime location offering both seasonal privacy and panoramic waterfront views.

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Property Summary

This detached home located at 122 Cottage Lane, Georgian Bluffs is currently for sale and has been available on SousaSells for 138 days. This property is listed at $1,190,000 with an estimated mortgage of $3,961* per month. It has 6 beds, 4 bathrooms, and is 3000-3500 square feet. 122 Cottage Lane, Georgian Bluffs is in the Georgian Bluffs neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 6 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Georgian Bluffs, Georgian Bluffs.

Highly Recommended for Families
What We Love About This Home
  • •6 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Georgian Bluffs, Georgian Bluffs.

Target Buyer Match

Key Features

Bedrooms
6
Bathrooms
4
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedApr 13, 2026 (138 days ago)
UpdatedJul 30, 2026 (30 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Walk-Up
Lot Size120 Ă— 120 Feet
CountyGrey County
Annual Tax$11,108
Legal DescriptionP447 LOT 46 P231 LOTS 12 & 13

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Lake Access
  • Waterfront

Interior Features

  • Auto Garage Door Remote
  • Central Vacuum
  • In-Law Capability
  • Water Heater Owned
  • Water Purifier

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 122 Cottage Lane, Georgian Bluffs, ON

Q.What is the asking price for 122 Cottage Lane, Georgian Bluffs, ON ?

The current listing price for 122 Cottage Lane, Georgian Bluffs, ON in Georgian Bluffs, Georgian Bluffs is $1,190,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 6 bedrooms and 4 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 122 Cottage Lane, Georgian Bluffs, ON ?

122 Cottage Lane, Georgian Bluffs, ON is a Detached (2-Storey) featuring a Partially Finished, Walk-Up basement.

Q.What key property features does 122 Cottage Lane, Georgian Bluffs, ON offer?

Key property features include: Lake Access, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Central Vacuum, In-Law Capability, Water Heater Owned, Water Purifier.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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122 Cottage Lane, Georgian Bluffs, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Georgian Bluffs, Georgian Bluffs

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 122 Cottage Lane, Georgian Bluffs, ON N4K 5N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

Configure Loan Settings

Interest Rate4.00%
Down Payment$357,000 (30.0%)
* Minimum Canadian down payment required for this price is $238,000.
Amortization Period30 Years
Estimated Monthly Payment$3,961Based on a loan of $833,000 over 30 years.
Purchase Price$1,190,000
Loan Amount$833,000
Provincial Land Transfer Tax:$20,275
Total Estimated Closing Taxes:$20,275

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $1,190,000 in Georgian Bluffs, the legal minimum down payment is $238,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,275 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,275.

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Georgian Bluffs, Georgian Bluffs Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,078,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Georgian Bluffs, Georgian Bluffs

Elementary Schools

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Secondary Schools

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Georgian Bluffs, Georgian Bluffs Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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