197 Carney Street, Georgian Bluffs, ON

$1,069,000
MLS#:X13573298
3 beds
3 baths
1500-2000 sqft
10.0 parking
Residential Freehold
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Added:Jul 16, 2026(44 days ago)
Updated:Jul 17, 2026(43 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $1,069,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 194.7 x 330 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This beautiful Berner custom home on 1.5 acres in Georgian Bluffs offers the perfect blend of country privacy and city convenience, located within walking distance to Kelso Beach and just moments from the shores of Georgian Bay, local schools, and the amenities of Owen Sound. The property immediately impresses with great curb appeal, featuring premium Ledgerock stone, vinyl siding, a 2.5-car attached garage, and a welcoming covered front porch. Step inside to a bright, open concept kitchen and dining area designed for easy daily living and entertaining. The kitchen is a home chef's dream, boasting custom Mennonite cabinets, a central island, incredible cupboard space, a built-in workstation, and a handy appliance garage. This same high quality Mennonite craftsmanship extends to the cabinetry in the home's bathrooms. The main level also features a cozy living room with a natural gas fireplace, a spacious family room, and a combined laundry and office area with direct yard access. Upstairs, you will find three bedrooms, including a primary suite complete with a walk-in closet and a private four piece ensuite. The finished lower level adds excellent extra living space with a large recreation room, plenty of storage, and a direct walkout to the massive attached garage. Peace of mind is built right in, thanks to a Basement Watchdog battery backup system providing up to 8 hours of backup runtime. Hobbyists and outdoor enthusiasts will love the exterior features. The garage includes a dedicated 15 by 13 foot workshop at the back, while the deep, tree-lined backyard hosts a 12 by 16 foot shed with a roll-up door. Spend your summers relaxing on the back deck, enjoying a peaceful acreage that feels worlds away while remaining close to everything the Grey-Bruce region has to offer.

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Property Summary

This detached home located at 197 Carney Street, Georgian Bluffs is currently for sale and has been available on SousaSells for 44 days. This property is listed at $1,069,000 with an estimated mortgage of $3,558* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 197 Carney Street, Georgian Bluffs is in the Georgian Bluffs neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Georgian Bluffs, Georgian Bluffs.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgian Bluffs.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 16, 2026 (44 days ago)
UpdatedJul 17, 2026 (43 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Stone
BasementFinished
Lot Size194.7 Ă— 330 Feet
CountyGrey County
Annual Tax$5,880
Legal DescriptionLT 99 E/S CARNEY ST, 100 W/S FINDEN ST, 101 E/S CARNEY ST, 102 W/S FINDEN ST, 103 E/S CARNEY ST, 104 W/S FINDEN ST PL BROOKE; GEORGIAN BLUFFS

Parking & Garage

Parking Total10.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • School
  • Wooded/Treed

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Central Vacuum
  • Sump Pump
  • Water Heater Owned
  • Water Softener

Security Features

  • Security System

Community Features

None listed

Frequently Asked Questions about 197 Carney Street, Georgian Bluffs, ON

Q.What is the asking price for 197 Carney Street, Georgian Bluffs, ON ?

The current listing price for 197 Carney Street, Georgian Bluffs, ON in Georgian Bluffs, Georgian Bluffs is $1,069,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 197 Carney Street, Georgian Bluffs, ON ?

197 Carney Street, Georgian Bluffs, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What key property features does 197 Carney Street, Georgian Bluffs, ON offer?

Key property features include: School, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Central Vacuum, Sump Pump, Water Heater Owned, Water Softener.

Q.What security features are installed at 197 Carney Street, Georgian Bluffs, ON ?

Security features include: Security System.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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197 Carney Street, Georgian Bluffs, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Georgian Bluffs, Georgian Bluffs

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 197 Carney Street, Georgian Bluffs, ON N4K 6V5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

Configure Loan Settings

Interest Rate4.00%
Down Payment$320,700 (30.0%)
* Minimum Canadian down payment required for this price is $213,800.
Amortization Period30 Years
Estimated Monthly Payment$3,558Based on a loan of $748,300 over 30 years.
Purchase Price$1,069,000
Loan Amount$748,300
Provincial Land Transfer Tax:$17,855
Total Estimated Closing Taxes:$17,855

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $1,069,000 in Georgian Bluffs, the legal minimum down payment is $213,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,855 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,855.

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Georgian Bluffs, Georgian Bluffs Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,078,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Georgian Bluffs, Georgian Bluffs

Elementary Schools

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Secondary Schools

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Georgian Bluffs, Georgian Bluffs Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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