427 Balmy Beach Road, Georgian Bluffs, ON

$1,695,000
MLS#:X13438282
3 beds
3 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Added:Jun 12, 2026(78 days ago)
Updated:Jun 12, 2026(78 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 100 x 150 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning waterfront home on coveted Balmy Beach Road. Experience breathtaking panoramic water views from every level of this 3-bedroom, 3-bathroom waterfront residence. The updated kitchen features sleek quartz countertops, an undermount sink, and a captivating view of the bay. Enjoy the convenience of main-floor laundry and a main floor bedroom and full bathroom. Upstairs, the expansive master suite offers privacy, a luxurious ensuite, and a spacious walk-in closet. The lower level is a versatile retreat, complete with a full kitchen and a generous recreation room with walkout access to the water, perfect as a granny flat or guest suite. Step outside to a gently sloping lawn leading directly to the water's edge, and let the kids enjoy the insulated bunkie by the shore. This home perfectly combines comfort, style, and waterfront living.

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Property Summary

This detached home located at 427 Balmy Beach Road, Georgian Bluffs is currently for sale and has been available on SousaSells for 78 days. This property is listed at $1,695,000 with an estimated mortgage of $5,642* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 427 Balmy Beach Road, Georgian Bluffs is in the Georgian Bluffs neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Georgian Bluffs, Georgian Bluffs.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgian Bluffs.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 12, 2026 (78 days ago)
UpdatedJun 12, 2026 (78 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementFinished with Walk-Out
Lot Size100 Ă— 150 Feet
CountyGrey County
Annual Tax$8,142
Legal DescriptionLT 5 PL 455 SARAWAK; GEORGIAN BLUFFS

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Accessory Apartment

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 427 Balmy Beach Road, Georgian Bluffs, ON

Q.What is the asking price for 427 Balmy Beach Road, Georgian Bluffs, ON ?

The current listing price for 427 Balmy Beach Road, Georgian Bluffs, ON in Georgian Bluffs, Georgian Bluffs is $1,695,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 427 Balmy Beach Road, Georgian Bluffs, ON ?

427 Balmy Beach Road, Georgian Bluffs, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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427 Balmy Beach Road, Georgian Bluffs, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Georgian Bluffs, Georgian Bluffs

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 427 Balmy Beach Road, Georgian Bluffs, ON N4K 5N4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

Configure Loan Settings

Interest Rate4.00%
Down Payment$508,500 (30.0%)
* Minimum Canadian down payment required for this price is $339,000.
Amortization Period30 Years
Estimated Monthly Payment$5,642Based on a loan of $1,186,500 over 30 years.
Purchase Price$1,695,000
Loan Amount$1,186,500
Provincial Land Transfer Tax:$30,375
Total Estimated Closing Taxes:$30,375

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $1,695,000 in Georgian Bluffs, the legal minimum down payment is $339,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $30,375 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $30,375.

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Georgian Bluffs, Georgian Bluffs Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,078,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Georgian Bluffs, Georgian Bluffs

Elementary Schools

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Secondary Schools

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Georgian Bluffs, Georgian Bluffs Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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