12 Canal Street, Georgina, ON

$2,198,000
MLS#:N13425564
5 beds
7 baths
3500-5000 sqft
6.0 parking
Residential Freehold
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Added:Jun 9, 2026(81 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Keswick South. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $2,198,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 7 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 50 x 150 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Sauna, Water Heater Owned, Guest Accommodations
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Experience refined waterfront living in this exceptional brand new custom-built luxury mansion offering over 5,700 sq. ft. of finished living space along a tranquil canal off Cook's Bay with direct boating access to Lake Simcoe. Designed with architectural elegance and contemporary sophistication, the residence showcases expansive floor-to-ceiling windows, soaring ceilings, and two skylights that fill the home with natural light. Ceiling heights reach 14 ft in the office/library, 10'6" on the main level, 9 ft on the second floor, and 9'9" in the finished walk-out lower level. The home features four spacious bedrooms with an optional fifth bedroom and seven luxurious bathrooms, each with private ensuites, custom closets, and marble finishes. The primary suite is a private retreat with custom millwork, an LED-lit walk-in closet, and a spa-inspired ensuite. Elegant interior details include a wide-plank oak staircase with glass railings, wood paneling, and cove ceilings with LED lighting. The chef-inspired kitchen offers custom cabinetry, a waterfall marble island, pantry, and premium fixtures. The professionally finished walk-out lower level features a recreation area overlooking the water, a wet bar with island, and a spa-inspired wellness area with Jacuzzi, sauna, shower, and heated floors. A hydraulic oak-and-marble elevator connects all levels. Smart home technology includes a Control4 automation system managing lighting, climate, audio, blinds and security. Outdoors, glass-railed balconies, composite decking, three gas fireplaces, BBQ and firepit rough-ins, and professional landscaping with a rock waterfront wall create a resort-style setting ideal for year-round waterfront living. Taxes are based on the previous home and are subject to reassessement.

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Property Summary

This detached home located at 12 Canal Street, Georgina is currently for sale and has been available on SousaSells for 81 days. This property is listed at $2,198,000 with an estimated mortgage of $7,316* per month. It has 5 beds, 7 bathrooms, and is 3500-5000 square feet. 12 Canal Street, Georgina is in the Keswick South neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 7 bathrooms, this home offers ample space and comfort for growing families in Keswick South, Georgina.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 7 well-appointed bathrooms
  • 3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Keswick South, Georgina.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
7
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 9, 2026 (81 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Concrete
BasementFinished with Walk-Out
Lot Size50 × 150 Feet
CountyYork
Annual Tax$1,560
Legal DescriptionLOT 61 PLAN 513 N GWILLIMBURY TOWN OF GEORGINA

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View

Interior Features

  • Sauna
  • Water Heater Owned
  • Guest Accommodations
  • In-Law Capability
  • Sump Pump

Security Features

  • Security System

Community Features

None listed

Frequently Asked Questions about 12 Canal Street, Georgina, ON

Q.What is the asking price for 12 Canal Street, Georgina, ON ?

The current listing price for 12 Canal Street, Georgina, ON in Keswick South, Georgina is $2,198,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 7 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 12 Canal Street, Georgina, ON ?

12 Canal Street, Georgina, ON is a Detached (2-Storey) featuring a Finished with Walk-Out basement.

Q.What key property features does 12 Canal Street, Georgina, ON offer?

Key property features include: Clear View.

Q.What interior features are included in this home?

Interior highlights include: Sauna, Water Heater Owned, Guest Accommodations, In-Law Capability, Sump Pump.

Q.What security features are installed at 12 Canal Street, Georgina, ON ?

Security features include: Security System.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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12 Canal Street, Georgina, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Keswick South, Georgina

SAFETY RATING9.2 / 10
Low Incident Area
Total Annual Incidents62 incidents / yr
Average Per Month5.2 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

22 assaults (45.0/100k)

Property Security
Low

12 B&E (40.0/100k)

Auto Theft Risk
Low Risk

16 thefts (45.0/100k)

1-Year Trend
▼ 4.8%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Canal Street, Georgina, ON L4P 1K5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgina.

Configure Loan Settings

Interest Rate4.00%
Down Payment$659,400 (30.0%)
* Minimum Canadian down payment required for this price is $439,600.
Amortization Period30 Years
Estimated Monthly Payment$7,316Based on a loan of $1,538,600 over 30 years.
Purchase Price$2,198,000
Loan Amount$1,538,600
Provincial Land Transfer Tax:$41,425
Total Estimated Closing Taxes:$41,425

About Purchasing a Home in Georgina, ON

For a property listed at $2,198,000 in Georgina, the legal minimum down payment is $439,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $41,425 for this transaction. As this listing is in Georgina (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $41,425.

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Keswick South, Georgina Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Keswick South, Georgina.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,088,180

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Keswick South, Georgina

Elementary Schools

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Secondary Schools

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Keswick South, Georgina Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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