Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Greater Napanee. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,099,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Nestled along the shores of Hay Bay, 869 Third Concession Rd offers a beautiful waterfront retreat with space, comfort, and year-round versatility. Set in a peaceful waterfront setting, this property is ideal for enjoying everything the Bay of Quinte region is known for-boating, fishing, kayaking, swimming, birdwatching, stunning sunsets, and relaxed cottage-country living, all while remaining within easy reach of Napanee amenities, local shops, restaurants, golf, wineries, and nearby Prince Edward County. The main floor offers a bright and functional layout with a spacious kitchen, dining area, and an impressive living room featuring a cozy fireplace. Dramatic floor-to-ceiling windows fill the home with natural light and capture the beauty of the surrounding setting. Sliding patio doors that open to the deck, creating a seamless indoor-outdoor flow that is perfect for entertaining, barbecuing, or simply relaxing while taking in the views. A generous sunroom provides even more space to unwind. The main floor office is currently being used as a bedroom, offering flexible space for guests, or remote work. The main floor bathroom features both a jacuzzi tub and a stand-up shower, creating a comfortable spa-like retreat. Upstairs, you'll find two well-sized bedrooms, plus a convenient 2-piece bathroom. The finished lower level adds excellent additional living space with a large rec room, another bedroom, 3-piece bathroom, laundry/utility area perfect for hosting family and friends or creating a games room, media space, or guest suite. With the furnace and A/C replaced in 2024, this home offers added peace of mind through every season. Whether you are looking for a year-round home, a vacation property, or a rental property, this Hay Bay cottage delivers incredible flexibility in a sought-after waterfront location. Enjoy quiet rural surroundings, endless outdoor recreation, and the charm of Greater Napanee living from this inviting Bay-side property.
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This detached home located at 869 Third Concession Road, Greater Napanee is currently for sale and has been available on SousaSells for 68 days. This property is listed at $1,099,900 with an estimated mortgage of $3,661* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 869 Third Concession Road, Greater Napanee is in the Greater Napanee neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Greater Napanee, Greater Napanee.
Families, couples, or downsizers looking for a well-proportioned home in Greater Napanee.
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The current listing price for 869 Third Concession Road, Greater Napanee, ON in Greater Napanee, Greater Napanee is $1,099,900.
This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
869 Third Concession Road, Greater Napanee, ON is a Detached (2-Storey) featuring a Full, Finished basement.
Key property features include: Clear View, Lake/Pond, Level, Cul de Sac/Dead End, Waterfront.
Interior highlights include: ERV/HRV, Sump Pump, Water Softener, Water Treatment, Water Purifier, Water Heater Owned.
Yes, this property offers parking space for 2.0 vehicles (None).
Heating is provided via Propane and cooling via Central Air.
Greater Napanee, Greater Napanee
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 869 Third Concession Road, Greater Napanee, ON K7R 3K7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.
About Purchasing a Home in Greater Napanee, ON
For a property listed at $1,099,900 in Greater Napanee, the legal minimum down payment is $219,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,473 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,473.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Greater Napanee, Greater Napanee.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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